Fintech

It shows how important FinTech is when major financial centres vie for focus.  London has been leading the charge to be the FinTech capital of the world, but many other cities are nipping at their toes.  So I was intrigued to see Hong Kong issue their FinTech strategy today.  Here’s the summary: Financial Technology, more…

I got a very interesting heads-up yesterday to a campaign the European FinTech start-ups have kicked off to try and stop the big, nasty banks screwing them with their version of PSD2.  I’ve previously blogged that the banks will implement non-standard APIs to make it difficult to access their services without writing code to work with…

Larry Summers, former director of the National Economic Council for President Barack Obama, writes a regular column in The Financial Times.  His latest piece is his take on FinTech, which has the main headline that FinTech is taking away frictions in finance.  Yep.  The frictions are illustrated by things like interchange fees, the length of time…

There are different views of what constitutes a FinTech Unicorn.  For example, Techcrunch lists just 20 (+1) FinTech Unicorns today: ANT Financial                         $60B (Feb 2017) Lufax                                    …

I was inspired to think more about the legacy challenge in the legacy economies when I saw this article by the inimitable Anna Irrera (she’s worth following if you’re on twitter).  She was lamenting the state of US bank systems and how they’re hiring retired programmers just to keep the lights on.  What really struck…

I’m regularly blogging and talking about the legacy economy known as America.  This will irritate my American colleagues, but come on, which country still issues more checks (cheques) than the rest of the world combined?  Which country took a decade longer to get Chip & PIN than most?  Which country is still struggling to work…

I have a keynote coming up on May 19 in Amsterdam with The Next Web, who I regularly write a column for now.  Here’s my latest one: I’m delighted to be speaking at TNW on May 19 in Amsterdam.  I wanted to talk about Digital Human, the theme of my next book, but the guys want me…

I have a webinar on digital transformation at 12:00 GMT tomorrow (April 27) with Salesforce, and they kindly asked me to write a blog to introduce the subject matter.  Here it is: I regularly ask audiences at the conferences I speak at if they think we are going through an evolution or a revolution in banking….

I’ve just spent the last three weeks travelling around too many places to mention, including Germany, UAE, UK and three very different countries: Argentina, Colombia and Pakistan. Argentina is a huge and diverse country of over a million square miles, and a population of 40 million; Colombia is one of the world’s most ecologically diverse…

I’ve blogged about how I see leadership in the developing (developed now) economies of China and India, and the new innovation models of emerging economies in Sub-Saharan Africa, but  not quite in the way in which I see them now. The more I think about it, we have three major FinTech models, each with their…