WARNING: THIS BLOG ENTRY WILL NOT CHEER YOU UP [sorry] I spent the morning with a group of futurists debating the long-term outlook for financial markets and am never sure about the usefulness of such debates, although there is definitely something of use in creating scenario plans for the future which is where we were…
There’s the classic old joke about the European dream being a place where the police are English, the chefs are Italian, the car mechanics are German, the lovers are French and the bankers are all Swiss. The nightmare is that it is a place where the police are German, the chefs are English, the car…
Whilst I hid in Singapore last week, Finovate – the excellent financial innovation conference run by Jim Bruene and co at NetBanker – took place in San Francisco. I wanted to go this year, as Finovate is definitely the one place you will find the NEXT generation of banking and financial solutions and providers. The…
Here's my latest retail payments focused presentation. It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies. However, all of these innovations are just froth on the cake of the payments…
Today seems to be a day about future trends. For example, I stumbled across a great discussion about the future of the internet with Google CEO Eric Schmidt: This is a 45 minute interview with Mr. Schmidt at a Gartner Symposium in the USA last year. Key comments from the interview, identified by Read-Write Web,…
Going back to the idea that a bank could offer a widget-based business model of functionality and that everything these days is free, makes me realise exactly what tomorrow’s bank will look like. The thought struck me yesterday when I took my brother-in-law’s lad to see Clash of the Titans – more my thing than…
I haven’t posted a presentation recently. Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This is a keynote presentation I…
As those who follow this blog know, I write regularly about services such as Facebook and PayPal. This is because they are disruptive and fresh, as well as being incredibly successful. For example, Facebook is now the world’s #1 website, bigger than Google. Not bad for a five year old. Meantime, PayPal is still growing…
