Chris Skinner's blog

Shaping the future of finance

Future

Why payments innovations are rubbish!

Here's my latest retail payments focused presentation.  It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies.  However, all of these innovations are just froth on the cake of the payments…

PayPal, Microsoft and Google’s visions of the future

Today seems to be a day about future trends. For example, I stumbled across a great discussion about the future of the internet with Google CEO Eric Schmidt: This is a 45 minute interview with Mr. Schmidt at a Gartner Symposium in the USA last year. Key comments from the interview, identified by Read-Write Web,…

Magnum_pi_tom_selleck

Branches are dead, the future is social (Part Two)

After my post last week about my latest presentation with an audio file, my keynote in Bahrain this week was going to be a variation of the presentation.  Due to being unable to fly to Bahrain, I mentioned on Monday that most of the day had been spent editing a video file for the conference…

The World of Me (Part Two)

Building on the World of Me post last week, I’ve just found out how powerful the tools are that are at our disposal today. This week, I’m meant to be chairing a conference in Bahrain: MEFTEC.  MEFTEC is now in its sixth year, and I’ve attended every year as a speaker or as chair. Guess…

MEFTEC link

Come and join the Ryanbank

Going back to the idea that a bank could offer a widget-based business model of functionality and that everything these days is free, makes me realise exactly what tomorrow’s bank will look like. The thought struck me yesterday when I took my brother-in-law’s lad to see Clash of the Titans – more my thing than…

Ryanair

Branches are dead, the future is social

I haven’t posted a presentation recently.  Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This is a keynote presentation I…

EBF2010

Online payments is far more than PayPal

As those who follow this blog know, I write regularly about services such as Facebook and PayPal. This is because they are disruptive and fresh, as well as being incredibly successful. For example, Facebook is now the world’s #1 website, bigger than Google. Not bad for a five year old. Meantime, PayPal is still growing…

Global Social Networks

The World of Me

I was watching a program about Sandi Thom. Sandi was the girl who played music in her bedroom, put it on MySpace, got picked up by a record firm and became an overnight star with a massive hit: "I Wish I Was A Punk Rocker (With Flowers In My Hair)" back in 2006. She was…

FSClub 2000

Metro Bank: the first new bank for a while

So, we are finally seeing a new retail bank launched in Britain for the first time in, oh, living memory? Yes, it’s Metro Bank time. Opening in about two months time, Metro Bank plans to grow from a couple of London branches to a couple of hundred by the end of the decade. In the…

MetroBank

Why ICBC didn’t buy Citibank

Good friend of the FSClub Emmanuel Daniel joined us this week to talk, about the future of banking and the rising influence of Asian banks, especially those from China and India. Emmanuel Daniel is the founder of The Asian Banker, a leading provider of strategic business intelligence on the financial services industry for the Asia…

Big Banks Income