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Future

What was it Reagan said?

Big Ben

Ronald Reagan is widely quoted as saying: “There are three kinds of people in the world – those who make it happen, those who watch it happen, and those who wonder what happened”Ronald Reagan, 1911-2004 I have a new variation of this theme however. "There are three kinds of people …

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Social media has changed society

I recently posted about how social media is changing our world, and Bill Jones commented: "The question is whether they change behaviour temporarily or permanently. The evidence is that behaviour (individual or group) is changed temporarily." Well, here's some evidence that it is changing permanently. The Iranian elections are taking …

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A Spanish first: Social Banking

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 …

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A Spanish first: Social Banking

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 …

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Branches Wanted: Dead or Alive?

Branch

There are wide differences of opinion between different banks of the role of a branch these days. Is a branch a branch, a store, a transactional centre, a sales centre, a retail lobby, an automated machine or all of these things or none of them? On the one hand, I …

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A real-time global pulse

As we use low latency systems, faster payments, twitter and other technologies, we silently watch the revolution of our world from local to global communities, and to a real-time global pulse. The thing is, do you ever stop to notice? The fact that you can trade in a millionth of …

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Trading water

Last year, I wrote an extensive piece about a vision of trading in the future based upon 24*7 real-time global markets and the impact of news algorithmics.  A key piece of that article was the idea of water being a rare commodity and hence of very high value. Traders globally …

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