Future

Ronald Reagan is widely quoted as saying: “There are three kinds of people in the world – those who make it happen, those who watch it happen, and those who wonder what happened”Ronald Reagan, 1911-2004 I have a new variation of this theme however. "There are three kinds of people …

Yesterday, I presented the second in a series of webinars focusing upon Global Bank Trends. The first presentation looked at these trends generally.  You can watch and hear the hour-long webinar by clicking here or view and download the presentation: The second presentation focused upon trends in mobile financial services, …

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case …

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case …

There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case …

I recently posted about how social media is changing our world, and Bill Jones commented: "The question is whether they change behaviour temporarily or permanently. The evidence is that behaviour (individual or group) is changed temporarily." Well, here's some evidence that it is changing permanently. The Iranian elections are taking …

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 …

There are a few countries / continents where innovation is rife. In Africa, mobile payments are transforming the continent. In Japan, mobile internet banking is changing their world. And in Spain, social finance is top of the agenda. Last year, I noted that BBVA had launched the first Web 2.0 …

I heard this quote the other day and loved it, so I’m using it (nothing like plagiarism is there?). Equally, I’m stealing lots of other things these days, such as this animation sent to me courtesy of Simon Deane-Johns: If you are using a system that has a Firewall and …

I heard this quote the other day and loved it, so I’m using it (nothing like plagiarism is there?). Equally, I’m stealing lots of other things these days, such as this animation sent to me courtesy of Simon Deane-Johns: If you are using a system that has a Firewall and …

There are wide differences of opinion between different banks of the role of a branch these days. Is a branch a branch, a store, a transactional centre, a sales centre, a retail lobby, an automated machine or all of these things or none of them? On the one hand, I …

As we use low latency systems, faster payments, twitter and other technologies, we silently watch the revolution of our world from local to global communities, and to a real-time global pulse. The thing is, do you ever stop to notice? The fact that you can trade in a millionth of …

Last year, I wrote an extensive piece about a vision of trading in the future based upon 24*7 real-time global markets and the impact of news algorithmics.  A key piece of that article was the idea of water being a rare commodity and hence of very high value. Traders globally …

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan …

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan …