The end of P2P finance?
I was really surprised to see the announcement by Zopa this week that they were pulling out of P2P (peer-to-peer) lending. As the company that started the FinTech P2P lending and FinTech buzz imho, how could they? I was angry and annoyed, and then remembered something: Following consultation, the Financial Conduct Authority (FCA) is introducing…

How real-world use of blockchain is making a difference
I like the guys at Ant Group. I like what they are doing with tech. This was featured heavily in Digital Human, and the company have continued to innovate ever since, most recently with AntChain. AntChain promotes the use of blockchain and have found several sweet spots for this technology that I haven’t seen in Europe…

What should a car sound like?
Banking, like most industries, is being challenged by technology. I don’t say disrupted. Music, entertainment and other industries may have been disrupted. I think banking is challenged. But when I look out at the world, what does surprise and possibly amaze me is how some industries are adapting. We’ve seen banking adapt – who needs…

The Finanser’s Week: 29th November 2021- 5th December 2021
This week’s main blog discussions included … Twas the Night before Cryptmas As it is almost Christmas, I felt it necessary to rewrite the classic poem Twas the Night before Christmas. My version is Twas the Night before Cryptmas. Twas the Night before Cryptmas Twas the night before Cryptmas, when all through the net Not…

Time is money
I got a link to a bunch of Albert Einstein quotes the other day, one of which was: “Time does not exist. We invented it.” Some guy called Albert pic.twitter.com/JS9JMfEyJk — Chris Skinner (@Chris_Skinner) August 28, 2021 It made me think. Oh dear. Don’t make me think. Over the past year and a half, I…

Twas the Night before Cryptmas
As it is almost Christmas, I felt it necessary to rewrite the classic poem Twas the Night before Christmas. My version is Twas the Night before Cryptmas. Twas the Night before Cryptmas Twas the night before Cryptmas, when all through the net Not a dollar was stirring, not even a cent. The money was hung…

What if banking was football?
I was watching Match of the Day the other day and realised how much football moves and changes. Teams of yesteryear are now champions of Europe, whilst teams that were my shining lights growing up are now shadows of their former selves. I wonder if that’s what we’re seeing today in banking and finance? In…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?

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