Chris Skinner's blog

Shaping the future of finance

NFTs show why banks must focus upon digital asset management

A lot of our history in the future will be digital Our future is digital. Just as we look back today and enjoy our physical inheritances of books, music and art, we will look back tomorrow at our digital inheritances of books, music and art. The only difference is today it is digital, not physical….

WTF is an NFT?

Watching the mainstream news show the other day, it finished with an item about NFTs, non-fungible tokens. It’s not the sort of thing that I would have expected most pensioners sitting having their night-time cup of cocoa watching the news would expect to see or hear about, but hey, I’m not a news programmer. Then…

Wal*Mart’s new FinTech will be like Marcus on Steroids … or will it?

I’ve noticed that Wal*Mart has recently been hiring bankers. Goldman Sachs’ bankers to be exact. Goldman Sachs Marcus’s bankers to be more specific. Bloomberg Omer Ismail, the head of Goldman’s consumer bank [Marcus], is making a surprise exit to the fintech, according to people with knowledge of the matter. The world’s largest retailer made a…

Celebrating International Women’s Day #ChooseToChallenge  #IWD2021

Today is International Women’s Day and I blogged for a week about diversity and the inclusion of women last summer. Since then, I’ve noticed a lot of headlines about women in banking. Typically, the headline is something like Female banker emerges as possible successor to Goldman Sachs CEO, The New York Post Citi becomes first big…

The Finanser’s Week: 1st March 2021- 7th March 2021

This week’s main blog notes include … Do we have a work-life balance anymore? What is work-life balance these days?  I accidentally on purpose started an interesting debate on LinkedIn. It began because someone posted on LinkedIn how proud they were of celebrating their sixteenth wedding anniversary, with photos of their wedding from 1995, and tagging a…

Do we have a work-life balance anymore?

What is work-life balance these days?  I accidentally on purpose started an interesting debate on LinkedIn. It began because someone posted on LinkedIn how proud they were of celebrating their sixteenth wedding anniversary, with photos of their wedding from 1995, and tagging a load of people.   I found it annoying. I go on Facebook to see…

There’s a Starman … who needs a bank account

Yesterday I asked Is there Life on Mars as a tribute to my hero David Bowie. I originally titled that blog entry: Is there Life on Mars? No but there will be a bank there soon … as that blog made me realise that we are rapidly moving to being multiplanetary. That’s Elon Musk’s dream…

Is there life on Mars?

Twenty years ago, I remember being impressed when the late, great David Bowie launched a bank. Admittedly it was backed by USA Bankshares, a proper bank, but the idea of celebrity-branded banks was expected to become a thing. Funnily enough, it hasn’t (unless you count Will.i.am and Atom) yet, nevertheless, what has become a thing…

Would you believe they put a man on the moon?

… “Any sufficiently advanced technology is indistinguishable from magic” Arthur C. Clarke This quote has stayed with me throughout my life. Every time there is a new technology, we start with seeing it with awe and wonder then, within a few months, we view it as part of the fabric of our lives. We take…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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Kids creating the future bank | TEDxAthens

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