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Shaping the future of finance

Why I like Turkish banks

Just before Christmas, I was interviewed by a Turkish magazine about the future, Turkey and fintech. I thought it might interest folks to share it here … When you wrote your first book about fintech – little was known about it. How much has that changed and have your predictions so far come true? Things…

The driving force behind creating digital identity schemes

I’m often talking about digital identity and struggle with the subject. This is because the meeting of ID2020 I attended at the United Nations 18 months ago, talked about the issues of digital identity and poverty, and how the poorest are the most susceptible to human trafficking and slavery: How the system crushes the poor Most…

Banking as usual is NOT an option

I’ve blogged quite a bit about adapting to change lately, and will continue to do so as banking-as-usual (BAU) is not an option. It’s similar to standing in the middle of the road. If you stand there for long enough, you’ll get run over. This is as true in banking: if you stop changing, you…

Future bank products are like jobs for your children

Banks need to make money on new products and services, from things that don’t exist yet, in the same way that children will need to find jobs that don’t exist yet. You may not have seen it, but it is estimated that two-thirds of the jobs of the future are yet to be created, and…

What does the FCA think about blockchain?

In mid-December 2017, the UK’s Financial Conduct Authority (FCA) published a really interesting 32-page paper on Distributed Ledger Technology (DLT). The timing wasn’t great as most of the City was out getting smashed at Christmas parties, so I thought it best to put it aside until the New Year hangovers were out of the way…

The Finanser’s Week: 25th December 2017 – 7th January 2018

The main blog headlines are … 20 of Europe’s hottest fintech start-ups to watch in 2018 I really liked this article by John Kennedy over at Silicon Republic, and decided to reproduce it here as it’s fitting for the kickoff of 2018. Who are the fintech start-ups in Europe worth banking on in the year ahead?…

20 of Europe’s hottest fintech start-ups to watch in 2018

I really liked this article by John Kennedy over at Silicon Republic, and decided to reproduce it here as it’s fitting for the kickoff of 2018. Who are the fintech start-ups in Europe worth banking on in the year ahead? Europe is in the grip of a fintech revolution and 2018 is set to be a…

How will the world change in 2018?

I was asked by my speaker’s agency – Speakers Associates – to give some predictions for 2018. It was interesting to see that they did the same with six other speakers and so thought I would share all of our thoughts here today. How will the world change in 2018? Noreena Hertz Regarded as a…

The FinTech outlook for 2018

I usually start the new year by making some predictions, but so many others have been writing about 2018 trends that I’m not going to. There are four big things for 2018 from a FinTech viewpoint that are obvious to me however, which are: Getting down to business with Artificial Intelligence (AI): several of the…

The Top Ten Blog Entries Of 2017

Here are the most read blog entries on The Finanser in 2017, starting with the most popular first: 5 Banking Tech Trends for 2017 How banks are getting around open banking and PSD2 The Top 1000 banks in the world 11 FinTech trends you need to follow bitcoin or ether: which currency will win? Top…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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