Chris Skinner's blog

Shaping the future of finance

2017 – a decisive year for retail payment services in Europe

In case you missed it, there was an important keynote speech by Yves Mersch, Member of the Executive Board of the ECB, at a conference in France last Friday.  It has some key announcements in there, so I’m reproducing the speech here for those interested in immediate payments and what Europe is doing. Keynote speech…

Two mainstream blockchain developments already

So one of my 2017 forecasts is coming true already: it is the year that blockchain moves out of proofs of concept and work and into the mainstream.  Two great examples broke out this week from skunk works to media. The first I spotted was the Chicago Mercantile Exchange (CME) Group using bitcoin for various…

Where’s the ROI in immediate payment systems?

I’m just starting a project on real-time, immediate, faster payments or whatever you call it.  It’s basically making a payment that is either settled within seconds or the data is moved and settlement takes place at a later time, but it look immediate. There’s lots of reports out there about immediate payments, with my favourite…

Could Trump and May be the new Reagan and Thatcher?

I guess I’m an optimist and, in a world of pessimism, it’s an interesting place to be.  I say a world of pessimism as all I’ve seen since the Brexit vote and Donald Trump being President-elect is negativity.  A constant stream of we are screwed appears in my Facebook feed, and everyone seems to think…

Will the USA see a surge of FinTech banks launch this year?

I write so much that I sometimes forget what I’ve written, where.  For example, Mark Sievert of Silicon Valley Bank made an interesting comment on my predictions for 2017: Happy New Year Chris! One topic I am not hearing much about is the OCC December decision to offer Federal Charters to Fintech firms. http://bit.ly/OCCFintech. Many…

India’s demonetisation – taking the bull by the horns

I seem to find most of the truly exciting stories these days are happening in unexpected places.  Tanzania, Indonesia, Turkey, China, Brazil … and specifically India. I wrote a fair bit about the demonetisation program in India at the beginning of December, saying that it’s a laudable objective but a flawed one, as 95% of the…

The Finanser’s Week: 19th December – 8th January 2017

The blogs over the holiday period included … LOOKING FORWARD TO 2017 10 predictions for 2017 There are lots of predictions being made for 2017.  After all, it’s that time of year.  So, having reviewed whether mine were right or wrong at the end of 2016, my first blog for 2017 is to make 10…

The best FinTech podcasts out there and 10 FinTech trends for 2017

Anna Jacobson recently wrote a nice update, highlighting the best FinTech podcasts out there, including: Brett King’s Breaking Banks podcast looks at the ‘best of the best’ in the emerging FinTech sector and documents how the loss of trust, rapid consumer behavior shifts, massive technological changes, and increasing government scrutiny are disrupting the banking industry.  I’m a regular co-host…

5 Banking Tech Trends for 2017

I kept Tuesday’s blog entry short because I knew that everyone was making predictions and writing much more in-depth pieces.  Today’s guest blog entry is from Finanser friend David Horton. David wrote a great piece on LinkedIn over the holidays providing his five banking technology predictions for 2017 and has kindly allowed me to replicate it here….

Top 10 Retail Banking Trends for 2017

I kept yesterday’s blog entry short because I knew that today’s was long, and it’s a guest blog entry from my good friend Jim Marous.  Jim produces a great report each year, curating the thoughts of 100 industry leaders including myself, on what is going to happen in the year ahead.  Summarizing this year’s report,…

Chris Skinner Keynote, April 2025, Europe

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 30 Regtech Blogs

Top 40 UK Fintech Blogs

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser