Grid

When someone sends me something interesting, I can’t help but share it so this insight from Susan Visser came at just the right moment.  Susan and I have exchanged various ideas over the years, so here’s her view of the key Fintech trends. Summary Data is having a tremendous impact on customer …

I sat through a discussion of FinTech last night.  The theme was how FinTech is changing the business model of banking and a bunch of bankers focused upon the issue.  From the dialogue, there were clearly four big buckets of change: Regulations and how they impact the incumbents and the …

I’ve published a few summaries of the best of blockchain research earlier this year (February and March).  There’s been a load more since, but Brave New Coin has curated a nice summary of all those that came out in the last quarter.  As they publish my content sometimes, here is their list (click on the …

We spend much of our time berating the banks and beating them up, but it’s not always the case.  Every now and again, I like to write about the specific good that banks do.  For example, 5 of the top 10 Charitable Companies in the USA are banks: Wells Fargo …

Friend of the Financial Services Club and journalist with Financial News Anna Irrera has recently started producing a weekly roundup of FinTech news.  She’s kindly agreed to let me republish this summary here on The Finanser, so here goes: Once upon a time it was all blockchain!blockchain!blockchain!…Now it’s all brexit!brexit!brexit!  Fintech lobby …

Here are our key posts for the past two weeks … What would Brexit mean for the UK financial services industry? I just discovered a really interesting legal view of the implications of the Brexit vote on the UK Financial Services sector.  It was in a magazine by Mayer Brown, …

I was piqued by Victor Matarranz’s [SEVP Head of Group Strategy and Chairman’s Office, Banco Santander] presentation at MoneyConf last week, mainly because he began by talking about Fintech 1.0 versus Fintech 2.0. Fintech 1.0 he defined as the emergence of peer-to-peer lenders and new payments companies between 2010 and …

I go to too many conferences and have my very own list of Bingo Buzzwords including apps, APIs, analytics, blockchain, cloud and more.  There are four specific words that are used often however, which make my crawl a little.  The reason is that I don’t think anyone knows what they mean …

Well, I can’t go on and on and on about Britain’s decision to leave the EU, but it would be remiss of me to not highlight a few insights that popped up yesterday. First, there’s probably the best insight I’ve read into why we voted to Leave in The Guardian: “If …

The UK has had a long weekend considering the consequences of the Brexit. Chris Skinner has had a long weekend considering the consequences on London, the banking industry, Fintech and more … and I have to say that I’m quietly positive.  I don’t think we’re going to see the meltdown …

Well, like all of you, I wake up this morning to find that the UK has decided to tell Europe to fork off.  You probably think I’m going to blog about what it all means and the implications for financial markets (I did that the other day and back in …

I had an interesting conversation with one banker this week.  They work for a bank that is interested in blockchain use cases (aren’t we all) and have been tasked to create a proof of concept.  All well and good.  Then the challenge kicked in. Who wants to work on the …

I just discovered a really interesting legal view of the implications of the Brexit vote on the UK Financial Services sector.  It was in a magazine by Mayer Brown, a law firm, written by legal eagles Alexandria Carr, Mark Compton, David R. Sahr and Guy Wilkes and, as the vote takes place tomorrow as …

I’ve written about Bitcoin and blockchain for half a decade, and now banks are all talking about it too. There is a belief that the blockchain technology that came from the Bitcoin structure could revolutionise banking. But there’s a problem, not with blockchain protocol, but with the hype and confusion that …

This week’s news was a summary of the White House Fintech Summit that took place in Washington on June 10. America’s banking regulations strangle innovations I was asked the question the other day as to why there is no new digital bank start-up in the USA … America’s regulations are …