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Shaping the future of finance

The Finanser’s Week: 20th February – 26th February 2023

This week’s blog discussions included … What has the government ever done for us? It made me smile when watching Billions during an exchange between Chuck Rhoades (the Attorney General) and a bitcoin miner in Episode 1 of Series 5 (nerdy). Bitcoin miner: “What’s the dollar backed by, since we went off the gold standard?”…

This week’s FU!

Zelle might be big (in America at least) but could our Quizmaster Rik become an even bigger sensation as his singing streak continues with Japanese Whiskey lubricated lungs? We also got a brief lesson on how to assess the future success of any new technology from The Other Guy and The Wise Guy shared his…

Make My Money Matter – the pressure increases on banks

I’ve been subscribed to Make My Money Matter for a while. It’s a movement started by Comic Relief co-founder Richard Curtis – he of Four Weddings and a Funeral fame – and is trying to put pressure on pension funds to influence financial institutions to only invest in things that protect our future, as in…

The measure of success in everything today is … data enrichment

I’ve said that my old bank is deficient for some time. Specifically, no alerts of transactions so I have to open the app to see when something is paid; no detail of transactions, just something like ABC CORP TX 3201984 on my statement; zero detail about where I’m spending money, just a date and a…

What has the government ever done for us?

It made me smile when watching Billions during an exchange between Chuck Rhoades (the Attorney General) and a bitcoin miner in Episode 1 of Series 5 (nerdy). Bitcoin miner: "What's the dollar backed by, since we went off the gold standard?" Legislator: "Roads, the military, industry, the credit of the federal government, that sort of…

What has McKinsey ever done for us?

I read a lot about consultancies and how they screw their clients and screw them up too. Really? If this is true, why would you hire a consultant? Answer: to blame someone externally if things go wrong internally. The main company accused of these misdemeanours appears to be McKinsey. I guess that’s because McKinsey is…

FSB says stablecoins are unstable

The Financial Stability Board (FSB) are getting more and more active about stablecoins and crypto assets. In a letter to G20 ministers published yesterday,  FSB Chair Klaas Knot Many said that many existing stablecoins would not meet the “high-level” recommendations to be set by global standard setters like the FSB. This is related to the…

Supervisors show their lack of depth in digital

Last week the European Central Bank issued a report on the state of digital transformation across European banks, and announced that they were not only interested in this space but would be supervising it. Yay! Disappointingly for me, the report and perspectives fell well short of what I think of as truly digital. Here’s their announcement…

The Finanser’s Week: 13th February – 19th February 2023

This week’s main blog discussions include … Why the 1% will always be the 1% There’s that line in George Orwell’s Animal Farm: All animals are equal but some animals are more equal than others It always makes me feel slightly uncomfortable, as it would be nice if we had an egalitarian world where everyone…

This week’s FU!

Valentine’s Day often results in a few breakups and this week saw the 2019 marriage between FIS and Worldpay come to an end as FIS announced they will be spinning off Worldpay Merchant Services. Our quizmaster was back on vocals again but rising prices turned our stomachs more than his singing did! Here are the…

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