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Shaping the future of finance

The top 11 blogs of 2021

As per normal, I look at the top blogs picked up by readers during the year. This year, maybe it’s me or maybe it’s them, the theme seems to be all about crypto … oh, and my April Fool’s joke.   #11 What will happen to bitcoin and crypto this year?   #10 If you…

Tell me everything in ten words or less

Some years ago, I remember seeing a company whose boss believed that you should be able to say everything you need to say in a subject line. Over the years, I’ve taken that to heart and often write to colleagues with a simple summary subject line and often no content in the email. Have you…

The Finanser’s Week: 13th December 2021- 19th December 2021

This week’s blog discussions included … The importance of financial literacy “When I was a lad, I got four shillings and sixpence every week for pocket money.” “Luxury! I was whipped in two by my dad and lived in a shoebox by the motorway!” says my friend. OK, enough revival of old Monty Python sketches,…

The importance of financial literacy

“When I was a lad, I got four shillings and sixpence every week for pocket money.” “Luxury! I was whipped in two by my dad and lived in a shoebox by the motorway!” says my friend. OK, enough revival of old Monty Python sketches, but the point is that children do need to know about…

It’s not FinTech vs Bank or CBDC vs Crypto

I’ve seen a lot of discussions of adversaries. It’s FinTech versus Bank, central bank currencies versus decentralised currencies. The commentary makes it appear like a big battle. I disagree. It’s not a battle or a war. It’s a change to the system based upon progress, development and technology. For example, I don’t see FinTech replacing…

How do you self-regulate?

There was an old game called Scruples that asked what would you do in a particular situation. What would you do if you discovered your best friend was cheating on their partner? Would you tell the partner? What would you do if you knew your colleague was stealing from the company? Would you tell the…

Who regulates crypto … everyone’s involved but nobody’s in charge

I’m worried that the older I get, the more cynical I get. I watch developments of governments, regulators, banks and business, and keep thinking: these guys are corrupt. But corruption is part of our DNA it seems. It’s purely a matter of transparency that will change this. Then I think about our world today, and…

The Finanser’s Week: 6th December 2021- 12th December 2021

This week’s blog discussions included … What will happen with crypto next? I had a friend who bought a load of bitcoin for around $10 each and then sold them to buy a house. If he had kept them, he could have ten houses today. I have another friend who invested heavily in ETH, the…

What’s worth more: Armycoin or Swiftiecoin?

We teach our children to read and write. It’s a priority. Why don’t we teach them to understand money? Surely financial literacy is as important as basic literacy? Some people get this, and some people don’t, but I woke up to this big time reading a few recent articles. For example, Claer Barrett writes in…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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