Humour

I’m often asked about how to implement a digital bank?  What are the top tips? My response is that every company is different, with no two banks the same.  Some are evolutionary and try to tinker with the current company structure; some are revolutionary, like mBank, and radically reorganise the current structure; whilst some are…

I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts as this funds free bank services for those who don’t go overdrawn.  Banks focus…

I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts as this funds free bank services for those who don’t go overdrawn.  Banks focus…

Like many of you, I’m an Apple user in some form.  In my case, my telephone as well as a mini iPad. The iPhone5S (must upgrade to 6!) is an essential in my life. “Who’s the actress who starred in that film?”  IMDB app on my iPhone. “How long has Switzerland been called Switzerland, and…

I've blogged before about twitter fails, specifically JPMorgan's disaster last November, and it illustrates how companies are finding it challenging to adapt to the new connected world. Another great example of such behaviour was sent to me by a friend this week. A little known chappie with the twitter handle UKDazza (me suspects he's called…

I am tempted to write a long and deep blog today about EMIR, the European Markets Infrastructure Regulation, and how the more transparency regulators force into our capital markets, the more likely that banking will move into the shadows. But it's Friday and, having spent most of yesterday at Ladies Day at Royal Ascot (Queen, country…

I am tempted to write a long and deep blog today about EMIR, the European Markets Infrastructure Regulation, and how the more transparency regulators force into our capital markets, the more likely that banking will move into the shadows. But it's Friday and, having spent most of yesterday at Ladies Day at Royal Ascot (Queen, country…

I was going to use this in my presentations but it’s far too difficult to fit everything in these days, so it’s a blog post instead. I’ve been asked to research 2035 by a client. One of the things I stumbled across was this: “Scandinavian scientists develop dog ‘translator’”. This is an experimental device that…

It's a long holiday weekend here in Britain and so the Finanser is away until Tuesday. We leave you with a few light-hearted levities to consider until then. From The Dry Bones Blog: From Conde Nast's New Yorker: From the London Underground Blog: And finally, from Hilarious Galleries: