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Innovation

Compare and contrast the UK and the Philippines

It's always interesting to compare and contrast financial markets and issues, and this was easily illustrated yesterday when I received a nudge of two videos. The first is from the UK and talks about debt; the second is from the Philippines and talks about using mobile payments to get food. …

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Banks must learn how to do regulation and innovation

Ven

The best session of the week just took place in the main conference rooms, where the innotribe talked about the future of money. I’ve already talked about it a little, and can’t say much more as I had to leave the session to do some virtual SIBOS TV (comes out next week), …

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Innovation and risk: creating 1,000 mph car

Richard Noble1

We had a fantastic meeting of the Financial Services Club last night. It was the close of our 2010-2011 season of meetings, and therefore slightly racier subject matter with Richard Noble, OBE.  Richard is an inspirational character and the driving force behind Britain’s land speed record winning cars: Thrust2 and …

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Why innovation is so difficult in banks

I said yesterday that the other topic that keeps coming up is innovation. Innovation is something that comes and goes in banking like Chief Executives and Heads of Risk … as in it appears and disappears pretty often. During the build up to the financial crisis, innovation was everywhere. Then …

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Why innovation is so difficult in banks

I said yesterday that the other topic that keeps coming up is innovation. Innovation is something that comes and goes in banking like Chief Executives and Heads of Risk … as in it appears and disappears pretty often. During the build up to the financial crisis, innovation was everywhere. Then …

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How banks should think about technology and innovation

JPRangaswami

In a recent speech at the Financial Services Club, JP Rangaswami talked about “How banks should think about technology and innovation”.  JP Rangaswami is Chief Scientist at Salesforce.com, author of Confused of Calcutta, and one of the most innovative technologists around (full bio at end of blog). It proved to be …

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If you innovate, I will follow

Sometimes I get into a rant, and I got into a bit of one at Finovate. It was during the lunchtime session, and a banker said to me that they liked all the presentations during the morning but wouldn’t be doing anything about it. “Why not”, I asked. “Oh, because …

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Innovation has nothing to with technology

It intrigues me how often we have a conversation about innovation, and everyone starts talking about new technology. “Oh, have you seen our iPad app, it’s really hot.” “Sorry, but our Android apps beat that hands down, and Android is hot today.” “Yea, Android is hot today but forget all …

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The best of innovation in finance: #finovate

I was at the Finovate meeting in New York last week. Finovate is a financial innovation show that originated in 2007 as the brainchild of Jim Bruene of NetBanker and Eric Mattson, CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. …

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Why payments innovations are rubbish!

Here's my latest retail payments focused presentation.  It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies.  However, all of these innovations are just froth on …

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Why Heads of Innovation are actually Bottoms

Over the past year, most of the banks I deal with have dropped the word ‘innovation’ from their mantra. It’s strange but true that the focus upon being innovative had been such a focal point during the 2000s and now it’s all over. To illustrate the point, the Top 10 …

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