Innovation
Who is the biggest threat to banking as we know it?
There’s a headline in yesterday’s Financial Times: PayPal poses bigger threat to UK lenders than ‘challenger’ banks. The article covers research published by lawfirm Pinsent Masons who used YouGov to survey 2,000 consumers on their views about banking and providers. Headlines from the survey include: Online payment providers – such as PayPal and WePay – are…
Who is the biggest threat to banking as we know it?
There’s a headline in yesterday’s Financial Times: PayPal poses bigger threat to UK lenders than ‘challenger’ banks. The article covers research published by lawfirm Pinsent Masons who used YouGov to survey 2,000 consumers on their views about banking and providers. Headlines from the survey include: Online payment providers – such as PayPal and WePay – are…
Apple Pay will be the mobile wallet of choice and here’s why
So Apple Pay finally launched in the USA on October 20 and there’s been mixed reviews. Some people couldn’t make payments, whilst some found they were double-charged. However, these are just teething issues and the overwhelming reports are positive. Even former Apple CEO and Financial Services Club keynote speaker John Sculley: I think Apple Pay…
Card companies are more social than banks
I often talk about how our work-life balance has disappeared and that we now have just a tech-life balance. Social and professional have merged. What was personal is now shared, and things that would usually be private are now public. This is clear from the way we seamlessly move between our social and professional lives…
Card companies are more social than banks
I often talk about how our work-life balance has disappeared and that we now have just a tech-life balance. Social and professional have merged. What was personal is now shared, and things that would usually be private are now public. This is clear from the way we seamlessly move between our social and professional lives…
Dare to dream and be unashamed by failure … in banking?
In Boston I was honoured to be invited to deliver the keynote to my law firm sponsors, Goodwin Procter, at their third annual banking symposium. The audience comprised mainly community banks from the North East of the USA, and the discussions comprised panels debating the key issues we all deal with every day: regulation, innovation…
Dare to dream and be unashamed by failure … in banking?
In Boston I was honoured to be invited to deliver the keynote to my law firm sponsors, Goodwin Procter, at their third annual banking symposium. The audience comprised mainly community banks from the North East of the USA, and the discussions comprised panels debating the key issues we all deal with every day: regulation, innovation…
Mobile, tablet, digital, wearable … what’s next?
Everyone’s getting excited about wearable banking. I’m often asked about it, and also see many examples appearing around such themes. The first was Banco Sabadell offering a Google Glass banking app a year ago. In response, one of Sabadell’s Spanish bank competitors, Caixa, has gone a step further and launched both Glass and Watch apps . …
Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
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