Who is the biggest threat to banking as we know it?
There’s a headline in yesterday’s Financial Times: PayPal poses bigger threat to UK lenders than ‘challenger’ banks. The article covers research published by lawfirm Pinsent Masons who used YouGov to survey 2,000 consumers on their views about banking and providers. Headlines from the survey include: Online payment providers – such as PayPal and WePay – are…