Innovation

Here's my latest retail payments focused presentation.  It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies.  However, all of these innovations are just froth on …

Over the past year, most of the banks I deal with have dropped the word ‘innovation’ from their mantra. It’s strange but true that the focus upon being innovative had been such a focal point during the 2000s and now it’s all over. To illustrate the point, the Top 10 …

I’m continually impressed and amazed by the speed of change in the technology of the investment markets. For example, last year was all talk about low latency and lit versus dark pools. This year, it’s all about private cloud-based services based upon colocation and proximity services. Next year, it will …

During the Infosys conference this week, the hosts constantly asked the audience to vote on a variety of questions about innovation. The organisers did say that they had wondered whether innovation was the right subject to focus upon this year, considering that for some it would be the last thing …

During the Infosys conference this week, the hosts constantly asked the audience to vote on a variety of questions about innovation. The organisers did say that they had wondered whether innovation was the right subject to focus upon this year, considering that for some it would be the last thing …

I spent all day yesterday with a group of bankers in Portugal. Why? Well, it is the annual Infosys customer conference and they were kind enough to invite me over to give a keynote, which I will post here shortly. It was also run under Chatham House rules … so …

Last week, I blogged about innovations in payments from a consumer’s perspective, and followed it up yesterday with an ancillary note. In this second part, I thought I would take a closer look at what is innovatory in the corporate world of payments. Many of us would immediately start talking …

I was asked to write about innovation in payments last week, and so here’s the first of three parts. The first part will focus upon retail payments innovation; the second, corporate payments; and the third, trade settlement. A weekly non-exhaustive update so to speak. First, what is innovation? Let’s define …

After the innotribe stuff, it was off to a panel debate about “payments innovation”. This session was described as follows: “The crisis has put the emphasis back on traditional banking and sources of revenue, with payments coming to the fore again. Yet payments are also seen as a commoditised, legacy …

After the innotribe stuff, it was off to a panel debate about “payments innovation”. This session was described as follows: “The crisis has put the emphasis back on traditional banking and sources of revenue, with payments coming to the fore again. Yet payments are also seen as a commoditised, legacy …

McKinsey publish regular articles and research that stimulates the little grey cells.  For example, this week they ask the question: "will Asia become the center for innovation in the 21st century?" This is a timely discussion, as it fits with the work I'll be delivering at SIBOS this year, bearing …

McKinsey publish regular articles and research that stimulates the little grey cells.  For example, this week they ask the question: "will Asia become the center for innovation in the 21st century?" This is a timely discussion, as it fits with the work I'll be delivering at SIBOS this year, bearing …

McKinsey publish regular articles and research that stimulates the little grey cells.  For example, this week they ask the question: "will Asia become the center for innovation in the 21st century?" This is a timely discussion, as it fits with the work I'll be delivering at SIBOS this year, bearing …

McKinsey publish regular articles and research that stimulates the little grey cells.  For example, this week they ask the question: "will Asia become the center for innovation in the 21st century?" This is a timely discussion, as it fits with the work I'll be delivering at SIBOS this year, bearing …

At SIBOS 2004 in Atlanta, Heidi Miller of JPMorgan delivered a keynote address that is still discussed to this day. This is because she asked four critical questions of us: Why do we make things so complicated for our clients? How can we help our customers become more efficient and productive, when …