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Mobile

Mobile payments is so hot right now, it burns

I said that I had been chairing a conference on payments last week. The conference is the International Payments Summit, one of my annual favourites. It now has quite a wide ranging remit, from SEPA and European payments through all things electronic to mobile. With more time, I would write up every session, as there…

Ostrich-head-in-sand

Contactless payments are already past their sell-by date

Spent most of this week at a payments conference. The theme was relentlessly around mobile payments, as this area of the market has truly kicked off as a major focal point for banks, telecommunications firms, retailers and merchants. There was a particularly interesting debate about contactless payments, as this is also something that is being…

Square Card Case

Mobile banking – getting there, but not there yet

Just found an interesting survey of American banks mobile offerings. The survey polled 14 top American banks for their mobile services: Bank of America, BB&T, Capital One, Chase, Citibank, Citizens, Fifth Third, ING Direct, KeyBank, PNC Bank, Regions, SunTrust, TD Bank, U.S. Bank and Wells Fargo. Chase are placed in poll position, with Wells Fargo…

Mobile banking – getting there, but not there yet

Just found an interesting survey of American banks mobile offerings. The survey polled 14 top American banks for their mobile services: Bank of America, BB&T, Capital One, Chase, Citibank, Citizens, Fifth Third, ING Direct, KeyBank, PNC Bank, Regions, SunTrust, TD Bank, U.S. Bank and Wells Fargo. Chase are placed in poll position, with Wells Fargo…

A crowdsourced bank mobile app

Today, I read a few headlines that make me sit up and take note. First, the news that China’s just bursting over a billion mobile users.  Yes, China is a big economy with 1.3 billion citizens.  A billion mobile users is big news as it means that almost all Chinese citizens now have access to…

Square

A crowdsourced bank mobile app

Today, I read a few headlines that make me sit up and take note. First, the news that China’s just bursting over a billion mobile users.  Yes, China is a big economy with 1.3 billion citizens.  A billion mobile users is big news as it means that almost all Chinese citizens now have access to…

Square

The best of innovation in finance: #Finovate Europe 2012

The Financial Services Club is one of the major media partners with Finovate Europe, which took place last week. Last year I chaired the event, but my Ricky Gervais edginess proved too much for the American organisers at NetBanker, so this year was a slightly more dry affair, with a beauty parade of 35 companies demonstrating…

Finovate partners

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

2012: a bank technology outlook

What’s hot in tech in 2012 is a continuation of what’s hot in tech in 2011: cloud, smartphones, tablet PCs, contactless mobile and more. Rather than just repeating all that again, let’s be more specific: Contactless mobile will reach a tipping point in retail payments Social media will become a core communications tool PFM, combined…

Frictionlesshownfcisgoingtochangetheworldnfc_4e5faebe3a4d4 (1)

Taking a wallet onto a mobile doesn’t work

I discovered a fascinating report from Mobey Forum this morning. It was released this week, and says that “providing consumers with the convenience and functionality of mobile wallet technology will not be sufficient to drive mass-market adoption”. Mobey Forum – which describes itself as “the global bank-led industry association defining a prosperous mobile financial services…

Mobile chart

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