Chris Skinner's blog

Shaping the future of finance

Mobile

Can banks twitter?

This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…

182613360_6d76db726a

Can banks twitter?

This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…

182613360_6d76db726a

BaaS: Banking as a Service (Presentation)

I've just uploaded my latest presentation on Banking as a Service, which was presented for the first time in Bahrain this week. This is therefore, in effect, my fourth posting about why banking will be free, or razorblade margins anyway.  You can read Parts One, Two and Three first if you want, but you should…

Time to get into banking – Virgin leads the way

Bank Systems & Technology just alerted me to the fact that Virgin Money has opened as a wholesale mortgage market for US mortgage brokers.  From their website: "What does Virgin Money do for mortgage originators like me? "We give you products to sell — competitive mortgages made attractive with a brand that US borrowers see…

Mobile payment provider ‘infuriates’ banks

I've blogged a few times about M-Pesa.   The first time was in late 2007, when Citibank did a deal to roll the M-Pesa model worldwide for remittances.  Then again in 2008, when Royal Bank of Scotland (RBS) announced the idea of a business model based upon being an MBNO, a Mobile Banking Network Operator.  The idea of the latter…

Mobile payment provider ‘infuriates’ banks

I've blogged a few times about M-Pesa.   The first time was in late 2007, when Citibank did a deal to roll the M-Pesa model worldwide for remittances.  Then again in 2008, when Royal Bank of Scotland (RBS) announced the idea of a business model based upon being an MBNO, a Mobile Banking Network Operator.  The idea of the latter…

You’re invited to PayPal’s 10th Birthday Party

With 2009 starting on a bit of a downbeat note, after the crisis of 2008, the Financial Services Club thought: what should we do to cheer everyone up? You guessed it, we decided to throw a party. But what's the point of starting the New Year with a party if you're not celebrating anything, so…

You’re invited to PayPal’s 10th Birthday Party

With 2009 starting on a bit of a downbeat note, after the crisis of 2008, the Financial Services Club thought: what should we do to cheer everyone up? You guessed it, we decided to throw a party. But what's the point of starting the New Year with a party if you're not celebrating anything, so…

You’re invited to PayPal’s 10th Birthday Party

With 2009 starting on a bit of a downbeat note, after the crisis of 2008, the Financial Services Club thought: what should we do to cheer everyone up? You guessed it, we decided to throw a party. But what's the point of starting the New Year with a party if you're not celebrating anything, so…

Mobile social money, the final frontier?

In the final part of discussions of social networks, media, banking and money, I thought I would turn attention to the use of mobile devices as access media to these networks. Mobile usage in banking has grown to a crescendo in the past year, after bubbling away nicely since the turn of this century. This…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 50 Global Thought Leaders and Influencers on Finance 2024

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser