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Shaping the future of finance

Numbers

Zopa members’ lending near £2 million a day

Just stumbled across the website Lendify – a tracking system for lending on Zopa UK, the P2P social lending service. Here's the chart for the last 28 days (doubleclick to enlarge): And here are the numbers: Wed 23rd DecemberTotal Offered £1,784,930 (+£178,090) 7 Day Demand £3,677,500 (+£150,400) Avg Lender Rate 11.1% (-0.08%) Tue 22nd DecemberTotal…

Lendify

Bank of America’s mobile numbers are shocking

I was just writing a paragraph about mobile for a client's report, when I realised what I had written: This year has seen dramatic innovations in mobile usage, such as those of the Bank of America in the USA. According to Doug Brown, SVP at Bank of America responsible for their mobile banking channel, they…

Interesting stats from the Payments Council

Just received a press release from the UK Payments Council that makes interesting reading.  The figures show that spending by card, cheque, cash and automated payments over the last six years has changed little, beyond the usual variance to consumers' payment habits, despite the difficult economic conditions. The latest quarterly figures reveal that: The number…

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Interesting stats from the Payments Council

Just received a press release from the UK Payments Council that makes interesting reading.  The figures show that spending by card, cheque, cash and automated payments over the last six years has changed little, beyond the usual variance to consumers' payment habits, despite the difficult economic conditions. The latest quarterly figures reveal that: The number…

VocaLink_rgb_250x120

Interesting stats from the Payments Council

Just received a press release from the UK Payments Council that makes interesting reading.  The figures show that spending by card, cheque, cash and automated payments over the last six years has changed little, beyond the usual variance to consumers' payment habits, despite the difficult economic conditions. The latest quarterly figures reveal that: The number…

VocaLink_rgb_250x120

We don’t need your customer service

For a while now Monitise, the mobile payments processing firm, has been researching views on the future of banking with the Future Foundation, part of Experian. Their objective is to find out how our relationship with money is changing and to understand how the culture of money will develop over the next few years. The…

We don’t need your customer service

For a while now Monitise, the mobile payments processing firm, has been researching views on the future of banking with the Future Foundation, part of Experian. Their objective is to find out how our relationship with money is changing and to understand how the culture of money will develop over the next few years. The…

We don’t need your customer service

For a while now Monitise, the mobile payments processing firm, has been researching views on the future of banking with the Future Foundation, part of Experian. Their objective is to find out how our relationship with money is changing and to understand how the culture of money will develop over the next few years. The…

Time for the cheque to checkout

A cheque processing conference sounds pretty dull these days, especially as cheques are on their way out across most economies. However, a cheque processing conference celebrating 350 years since the oldest surviving cheque was written? No, not that boring. In fact, as I’m a sucker for numbers and facts, the annual conference of the Cheque…

Oldest cheque

Numbers: Barter is back

British Airways Business Magazine leads with an in-depth article on barter.  Some great numbers here: 500,000 + companies across the world belong to a barter system One of its leading proponents is Bartercard, an Australian based company with around 75,000 members worldwide. A$1.5bn was bartered in the company’s marketplace last year. Goods are priced at their…

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