Opinion

Back in 2006 I toured around Asia discussing the rise of Indian and Chinese banks and the fact that, before the end of the decade, Chinese banks would dominate the top tier of banks globally. The analysis also formed the opening chapters of my book, as well as several other …

On regular occasions I talk about disruptive models of banking and payments, such as complementary currencies, the new European Exchanges, Paypal, Zopa and SmartyPig. The aim is to illustrate that there is the potential to do banking without banks. This is not to say that I believe people want to …

Payments is an area that has a positive vibe in banking as 'Transaction Services' – the payments processing part of a bank – is one of the more profitable and reliable businesses right now.  I don't think this will happen, but could even this be threatened by the loss of …

Payments is an area that has a positive vibe in banking as 'Transaction Services' – the payments processing part of a bank – is one of the more profitable and reliable businesses right now.  I don't think this will happen, but could even this be threatened by the loss of …

It’s been a great week for men of words in the banking system to come clean and tell their stories of mistakes and errors. It started with Robert Reich, former Secretary of Labour under Bill Clinton, stating that: “The idea of a self regulating market seems quaint if not outright …

It’s been a great week for men of words in the banking system to come clean and tell their stories of mistakes and errors. It started with Robert Reich, former Secretary of Labour under Bill Clinton, stating that: “The idea of a self regulating market seems quaint if not outright …

It’s been a great week for men of words in the banking system to come clean and tell their stories of mistakes and errors. It started with Robert Reich, former Secretary of Labour under Bill Clinton, stating that: “The idea of a self regulating market seems quaint if not outright …

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central …

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central …

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central …

Last Thursday was one of those days where you wake up knowing it’s going to be a good one and you go to bed realising that it was … for some that is, but not for everyone. In my case, I was up with the birds to get into the …

I was pleased to be invited to submit some articles to the Parliamentary Brief over the past few months.  At the very least I hope that it gives us some conduit into the corridors of Whitehall. The trouble is that it's hard to write something.  After all it is far …

The de Larosière Group published a report on EU financial supervision yesterday.  The report covers lots of stuff about liquidity risk, regulation and supervision, including the rejection of any need for a single European regulator (ECB won’t like that one) and the strengthening of the current key authorities: CEBS, CEIOPS …

The de Larosière Group published a report on EU financial supervision yesterday.  The report covers lots of stuff about liquidity risk, regulation and supervision, including the rejection of any need for a single European regulator (ECB won’t like that one) and the strengthening of the current key authorities: CEBS, CEIOPS …

The de Larosière Group published a report on EU financial supervision yesterday.  The report covers lots of stuff about liquidity risk, regulation and supervision, including the rejection of any need for a single European regulator (ECB won’t like that one) and the strengthening of the current key authorities: CEBS, CEIOPS …