Chris Skinner's blog

Shaping the future of finance

Opinion

How President Obama solved the financial crisis

Woke up this morning with the sound of the birds twittering by the window as the sun shone through the dappled dawn, softly lighting the bedroom. As I rubbed the sand from my eyes, my beautiful wife gave me breakfast in bed. The dog walked himself and the children packed themselves off to school without…

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

2009: the Year of the Euro

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 Maastricht Treaty signed by European…

Euro10years

2009: the Year of the Euro

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 Maastricht Treaty signed by European…

Euro10years

Technology is a key for banking in 2009

I found a whole range of technology predictions for 2009.  One of the best general forecasts comes from Gartner, who say that the top ten technology areas to focus upon during an economic crisis are: 1. Reduce headcount or freeze hiring2. Renegotiate with technology and service providers3. Curtail data center expansion, virtualize assets and lease…

Technology is a key for banking in 2009

I found a whole range of technology predictions for 2009.  One of the best general forecasts comes from Gartner, who say that the top ten technology areas to focus upon during an economic crisis are: 1. Reduce headcount or freeze hiring2. Renegotiate with technology and service providers3. Curtail data center expansion, virtualize assets and lease…

Five banking sector predictions for 2009

Welcome to 2009. For the past couple of weeks, I’ve been posting reasonably frivolous bits and bobs, but now to the serious question: what’s in store this year? For most, 2009 is fairly obviously a year of rationalisation and implementation. Rationalising the issues that led to Lehmans collapse and implementing ways to create liquidity. Rationalising…

Bruce Beattie

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser