Chris Skinner's blog

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Opinion

Who says Canada’s the safest banking system?

Canadian's of course! In an article in Newsweek, there's a long discussion about why Canada has weathered this financial storm so well.  There's the first headline: "Canadian banks are typically leveraged at 18 to 1–compared with U.S. banks at 26 to 1" Well, that disagrees with this chart that I filched off the New York…

Join2Grow shuts down

After inspiring Bank of America and HSBC to open small business community websites, Join2Grow, the first and some would say the best social finance website from a bank, is closing down at the end of this month.  I've used them as a reference for banking communities for over a year, and so was saddened to…

Obama swears like a trooper … or is that Ray?

The shine may be coming off our esteemed leader of the free world already as the Boston Phoenix has taken a few choice quotes from the audio book version of Obama's Dreams From My Father, and remixed them into things that could be used out of context. The original words are from Mr. Obama's swear like a trooper friend Ray, but…

A rationale on bank bonuses

Last week, I decided to post blogs for and against bank bonuses. I was surprised at the reactions to the case in favour, which drew more comments on a single posting  than most of my blog entries. This is obviously an emotive subject. By posting both sides of the debate, I can actually see that…

Wonga: another web disruption for loans

During the week, I enjoyed lunch with a venture capitalist who works with start-up firms that are innovating in financial services. One of the businesses he’s investing in is Wonga, another business that appears to be disrupting banks' business models in the same way as Zopa has been. I’d never heard of Wonga before, except…

Wonga: another web disruption for loans

During the week, I enjoyed lunch with a venture capitalist who works with start-up firms that are innovating in financial services. One of the businesses he’s investing in is Wonga, another business that appears to be disrupting banks' business models in the same way as Zopa has been. I’d never heard of Wonga before, except…

Wonga: another web disruption for loans

During the week, I enjoyed lunch with a venture capitalist who works with start-up firms that are innovating in financial services. One of the businesses he’s investing in is Wonga, another business that appears to be disrupting banks' business models in the same way as Zopa has been. I’d never heard of Wonga before, except…

The Banking Bird Feeder

I bought a bird feeder and hung it on the patio the other week. I filled it with seed every day to see if it would attract the birds. Within a week, there were hundreds of birds feeding on the continuously free and easily accessible food. I enjoyed watching them for a while … but…

The Banking Bird Feeder

I bought a bird feeder and hung it on the patio the other week. I filled it with seed every day to see if it would attract the birds. Within a week, there were hundreds of birds feeding on the continuously free and easily accessible food. I enjoyed watching them for a while … but…

Are these the green shoots of recovery?

After billions of dollars in bailouts and bonuses hit the decks, can we finally say that the worst is behind us? Many of us would like to think so, and possibly they could be right. I mean how much of this recession, depression, gaping black hole or whatever you want to call it, still sits…

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