The Finanser LogoThe Finanser Logo

Chris Skinner's blog

Shaping the future of finance

Opinion

I got a new credit card. Woo-hoo! Uh-oh …

I tried to make a payment … but it doesn’t work. Oh no ☹ So I called the bank. I waited … I waited … I waited … I waited … I waited … I waited … I waited … I waited … I waited … I waited … I waited … I waited ……

Dreaming of winning the lottery? … maybe not

Most of us dream of being millionaires or, these days, billionaires. Unlimited wealth = unlimited fun! However, the reality is that this is not the case. Seven our of ten lottery winners end up broke and a third go on to declare bankruptcy, according to the National Endowment for Financial Education. Runaway spending, toxic investments…

How often do you read the Ts and Cs?

Most of us don’t care. We just click. Even in the good old days of paper-printed documentation, did you read the terms and conditions? You’re sitting with the salesperson and there’s 5,000 words on a page that look like standard conditions. Do you read them? Nah, most of us don’t. I always remember a gaming…

Farewell to the Queen

I didn’t want to comment on the death of the Queen. It’s got nothing to do with FinTech, Banking, Technology or finance … but, in the last few years, I created a charity with my good friend Basia Hamilton, a world-leading portrait artist, to encourage children to paint and draw. The Portrait Foundation is now…

In space, no one can take your money

The strapline for the film Alien was that in space, no one can hear you scream. It doesn’t sound quite as scary, but I was thinking about the cashless world and realised that: In case you cannot see the words: In space, no one can take your money Do you ever see anyone paying for…

Welcome to (another) crypto meltdown

As a guy who has invested a little in cryptocurrencies, I sat back a year ago in a warm glow. The investment had risen phantasmagorically, and was now worth a good pension. Today? It’s worth almost nothing. Source: Daily Mail What’s gone wrong? Well, it started with Terra, and it’s led to Terror. The wobbles…

I just woke up to my cancelled culture

Growing up, my brother used to try hard to persuade me to attend The Motor Show. He is a petrolhead and the show would be the highlight of his year. I went once. My lasting memory is almost every stand had women who were dressed in a sexy way to entice the men onto the…

Could bitcoin destabilise the dollar?

I was thinking about cryptocurrencies and the fact that most of us have heard of bitcoin and Ethereum. You may have heard of Dogecoin and Shiba Inu. Maybe you even know Cordana and Polygon. But do you know about UNI and Potcoin? Or Putincoin and Trumpcoin? What about Whoppercoin or Catcoin? It seems like madness…

How can you oversee a system you don’t see?

I was intrigued by a post from a friend who had worked for a leading fund manager. Her boss was jailed for financial manipulation. In her words: “I witnessed the effect of regulators on an innovative mind. Prior to jail, he was a financial trailblazer in encouraging companies to dream big, much like today’s venture capitalists….

I get knocked down, but I get up again

Life is swings and roundabouts … you win some, you lose some. Life is Sliding Doors moments … you look back and want to change things or wish you had taken that opportunity (Ed: it’s easy in hindsight). Life is what you make it … you cannot change the past or present, only the future….

Digital Transformation Programme

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Top 50 Global Thought Leaders and Influencers on FinTech 2022

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Best Financial Services Blogger

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Global Awards

Best CEO of the Year UK 2022

Best Digital Finance Provider of the Year UK 2022

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Corporate America Today Annual Awards

Best Financial Markets Adviser of the Year UK 2022

Portal to the Knowledge Base of the Financial Services Club UK 2022

Financial Markets Advisor of the Year UK 2022

Nominee of MAD33 2021

Kids creating the future bank | TEDxAthens

Join me on Linkedin

Follow Me on Twitter!

UK’s most influential person in technology

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

TheNextWeb – #tnw

Learn more about Chris

About Chris Skinner

Presentation at ZBP, September 2020, Warsaw, Poland

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser