Robbing the prudent to protect the irrational
The UK's Financial Services Compensation Scheme (FSCS) was increased over the weekend by law from £35,000 to £50,000. This means that for any banking collapse in the future, savers and depositors get their money back within seven days guaranteed, regardless of their loans and borrowings. This is meant to restore some confidence in the system,…
Robbing the prudent to protect the irrational
The UK's Financial Services Compensation Scheme (FSCS) was increased over the weekend by law from £35,000 to £50,000. This means that for any banking collapse in the future, savers and depositors get their money back within seven days guaranteed, regardless of their loans and borrowings. This is meant to restore some confidence in the system,…
Will the last to leave the City turn out the lights?
I stumbled across a photographer on the Boston Globe's excellent Big Picture yesterday. The photographer lives in Britain and his name is Jason Hawkes. Jason's really into aerial photography and his images of the City by night are quite stunning. He's also given me permission to present a few of his shots here, so here…
The New Economics of Banking
This is my fifth posting about why banking will be free (Parts One, Two,Three and Four). I keep talking about this as it's clarifying my own thinking, and I'm intrigued to see if anyone wants to come up with an alternative. This posting comes around because I was thinking about Banking on the Network and…
Can banks twitter?
This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…
Can banks twitter?
This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…
Let bad banks fail
I was invited to Ireland this week to join a debate at the University College Cork's Philosophical Debating Society. The Debate was entitled: This House Believes That We Should Let Banks Go To the Wall, as in banks should die if they are failing. This is well illustrated by the poster advertising the debate: Viva…
Is Moore Brown’s nemesis?
What a week was last week. HBOS's former executives on the back foot over risk management procedures whilst whistleblower and former Group Head of Risk at HBOS, Paul Moore, packs a few sucker punches to say no-one listened to his warnings about leverage. One person in particular ignored and then sacked Mr. Moore: Sir Jim…
Is Moore Brown’s nemesis?
What a week was last week. HBOS's former executives on the back foot over risk management procedures whilst whistleblower and former Group Head of Risk at HBOS, Paul Moore, packs a few sucker punches to say no-one listened to his warnings about leverage. One person in particular ignored and then sacked Mr. Moore: Sir Jim…
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