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Opinion

The pro’s and con’s of bank nationalisation

For the past year, we have watched financial institutions regularly being nationalised, part nationalised or effectively nationalised in all but name. We happily accept that this is right, as banks are ‘too big to fail’. But is it right? Is nationalisation a good or a bad thing? Most folks who grew up under Margaret Thatcher,…

Why banking will be free (Part 1)

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, I spent some time with…

Why banking will be free (Part 1)

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, I spent some time with…

Why banking will be free (Part 1)

Some people cannot understand why I blog everyday and so frequently, especially as it's free.  They actually think I should charge something for this stuff! Sure, it would be nice, but I learned a long time ago that being free is far more effective than charging for everything.  In particular, I spent some time with…

How President Obama solved the financial crisis

Woke up this morning with the sound of the birds twittering by the window as the sun shone through the dappled dawn, softly lighting the bedroom. As I rubbed the sand from my eyes, my beautiful wife gave me breakfast in bed. The dog walked himself and the children packed themselves off to school without…

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

Interest-free mortgages and savings

A range of related news hits the desk today, from the likelihood that banks will be offering interest-free mortgages, as interest rates hit zero, to the opposite end of the scale where savers will be paying their bank to look after their money in the future. Savers paying to have their money held by a…

Joke002

2009: the Year of the Euro

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 Maastricht Treaty signed by European…

Euro10years

2009: the Year of the Euro

I cannot start 2009 without a nod to the euro, which celebrates its tenth birthday this year and provides so much work for us banking folks, especially those of us in the payments world. The euro has had an interesting period of formulation from its origins in 1992: February 1992 Maastricht Treaty signed by European…

Euro10years

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Chris Skinner
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About Chris Skinner

Presentation at ZBP, September 2020, Warsaw, Poland

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser