Chris Skinner's blog

Shaping the future of finance

Opinion

An easy way to understand why banks are nervous

Intraday Liquidity is a term that would mystify some, but is one of the core issues of today as this is a liquidity crisis. Liquidity is the ability of a bank to meet its payment obligations by being able to identify those assets that can be quickly converted to cash. Intraday Liquidity is therefore the…

An apology to 98% of bankers

After the banking leaders apologies in government hearings, I think I also have to apologise to my friends in the banking industry.  The apology is for the fact that many of us have spent months now writing stinking anecdotes about bankers, the banking system and how rotten some of it is. All of this acrimony…

An apology to 98% of bankers

After the banking leaders apologies in government hearings, I think I also have to apologise to my friends in the banking industry.  The apology is for the fact that many of us have spent months now writing stinking anecdotes about bankers, the banking system and how rotten some of it is. All of this acrimony…

We believe banks should (not) fail?

I promise to write up more of the Middle Eastern case studies and issues soon, but became distracted because next Monday I’m joining a debate in Ireland. The debate is at the UCC Philosophical Society, one of the largest and oldest debating societies, and they came up with a wonderful motion: “this house believes that…

We believe banks should (not) fail?

I promise to write up more of the Middle Eastern case studies and issues soon, but became distracted because next Monday I’m joining a debate in Ireland. The debate is at the UCC Philosophical Society, one of the largest and oldest debating societies, and they came up with a wonderful motion: “this house believes that…

Who says Canada’s the safest banking system?

Canadian's of course! In an article in Newsweek, there's a long discussion about why Canada has weathered this financial storm so well.  There's the first headline: "Canadian banks are typically leveraged at 18 to 1–compared with U.S. banks at 26 to 1" Well, that disagrees with this chart that I filched off the New York…

Join2Grow shuts down

After inspiring Bank of America and HSBC to open small business community websites, Join2Grow, the first and some would say the best social finance website from a bank, is closing down at the end of this month.  I've used them as a reference for banking communities for over a year, and so was saddened to…

Obama swears like a trooper … or is that Ray?

The shine may be coming off our esteemed leader of the free world already as the Boston Phoenix has taken a few choice quotes from the audio book version of Obama's Dreams From My Father, and remixed them into things that could be used out of context. The original words are from Mr. Obama's swear like a trooper friend Ray, but…

A rationale on bank bonuses

Last week, I decided to post blogs for and against bank bonuses. I was surprised at the reactions to the case in favour, which drew more comments on a single posting  than most of my blog entries. This is obviously an emotive subject. By posting both sides of the debate, I can actually see that…

Wonga: another web disruption for loans

During the week, I enjoyed lunch with a venture capitalist who works with start-up firms that are innovating in financial services. One of the businesses he’s investing in is Wonga, another business that appears to be disrupting banks' business models in the same way as Zopa has been. I’d never heard of Wonga before, except…

Intelligent Money - Chris Skinner Keynote @ Pay 360 conference 2024

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Chris Skinner’s ‘Digital For Good’ Book Launch Event – CFTE

Top 50 Global Thought Leaders and Influencers on FinTech 2023

Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

Thinkers360 Thought Leader

Contact Me

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser