Payments

Apr 10, 2012

It’s 2012 and there’s one UK bank that still does not offer internet or mobile bank services

Trust you all had a good Easter break. I did … full of chocolate. Ah well, back to the grindstone, and thought that it might be worth mentioning a little incident that annoyed and then amused me last week. I won’t name the bank – although those who follow my twitter account will know who…

Apr 10, 2012

It’s 2012 and there’s one UK bank that still does not offer internet or mobile bank services

Apr 4, 2012

Tesco’s QR codes – another cash killer?

I’m at a payments conference today – and so will finish off the TEDx Wall Street story tomorrow – but wanted to post a quick update for those who are looking at mobile versus proximity payments. Here are two stories. The first is about the London Olympics, which will be the first ‘cashless Olympics’ according…

Apr 4, 2012

Tesco’s QR codes – another cash killer?

Mar 27, 2012

The next major financial crisis will be in 2045 (presentation)

I was asked to keynote at the ISITC 18th Annual Industry Forum & Vendor Show in Boston this week. Knowing that it’s always important to pull the chain a little bit, I put forward the title: “The next mega global financial crisis will be in 2045”. This was based upon an earlier blog, where I…

Mar 26, 2012

Was SWIFT’s governance compromised by Iran’s ejection?

I misrepresented a key issue with the discussions on the future of SWIFT in my blog entry last Friday, so thought I would write a follow up here, as it is THE key issue the network community faces. Who owns SWIFT? The obvious answer is the 9,700 banks who form the SWIFT community, but that’s…

Mar 23, 2012

The future of SWIFT (updated)

We had a great meeting at the Financial Services Club this week with Lazaro Campos, CEO of SWIFT. Lazaro took part in a one to one interview about SWIFT’s past, present and future, and delved into many areas that were of interest to the over one hundred members who joined us. The evening was all…

Mar 20, 2012

Mobile payments is so hot right now, it burns

I said that I had been chairing a conference on payments last week. The conference is the International Payments Summit, one of my annual favourites. It now has quite a wide ranging remit, from SEPA and European payments through all things electronic to mobile. With more time, I would write up every session, as there…

Mar 20, 2012

Mobile payments is so hot right now, it burns

Mar 16, 2012

Contactless payments are already past their sell-by date

Spent most of this week at a payments conference. The theme was relentlessly around mobile payments, as this area of the market has truly kicked off as a major focal point for banks, telecommunications firms, retailers and merchants. There was a particularly interesting debate about contactless payments, as this is also something that is being…