Chris Skinner's blog

Shaping the future of finance

Payments

Banks and corporates live in the twentieth century

I was surprised or not to have a long discussion with some bankers and corporates about personalisation last night. My contention was that a bank should know that they have an influential corporate treasurer decision maker as a business client, and be able to use that knowledge to deliver better service to that individual as…

CRD 4, Basel 3 – does that mean CRD wins?

I’ve been getting around a bit this week.  Having had long conversations with cybersecurity experts, I’ve also been having long conversations with treasurers. Many of them. Many of them, mainly with the world’s largest corporations. And it’s been interesting, as they all share one over-riding common concern. Regulations. Now I thought bankers were the only…

CRD 4, Basel 3 – does that mean CRD wins?

I’ve been getting around a bit this week.  Having had long conversations with cybersecurity experts, I’ve also been having long conversations with treasurers. Many of them. Many of them, mainly with the world’s largest corporations. And it’s been interesting, as they all share one over-riding common concern. Regulations. Now I thought bankers were the only…

Money in 2020: mobile and cashless … or not?

I just got a copy of the latest Pew Internet Project report which invited experts and other Internet stakeholders to offer their predictions on the future of mobile payments, and what people’s “wallets” might look like in 2020. Here’s a summary of what they found taken directly from the report, which you can download here (35…

Money in 2020: mobile and cashless … or not?

I just got a copy of the latest Pew Internet Project report which invited experts and other Internet stakeholders to offer their predictions on the future of mobile payments, and what people’s “wallets” might look like in 2020. Here’s a summary of what they found taken directly from the report, which you can download here (35…

Barclaycard contactless sticks it to you

I feel like I spend a lot of time these days dissing contactless payments, or at least those that rely on NFC and RFID chip technologies. The reason being that I cannot see why I would want to get something out of my pocket to touch on a terminal – these are actually contact payments,…

Journo's

Barclaycard contactless sticks it to you

I feel like I spend a lot of time these days dissing contactless payments, or at least those that rely on NFC and RFID chip technologies. The reason being that I cannot see why I would want to get something out of my pocket to touch on a terminal – these are actually contact payments,…

Journo's

Barclays Bank: innovators do win more business

We seemingly spend all of our time bashing banks these days, me included.  They’re either slow, unresponsive and ignorant of change, or they’re greedy, arrogant and screwing the economy. You can’t win. That’s why my new book was going to be called: “don’t tell my mum I work for a bank … she thinks I’m…

Barclaysquare

Barclays Bank: innovators do win more business

We seemingly spend all of our time bashing banks these days, me included.  They’re either slow, unresponsive and ignorant of change, or they’re greedy, arrogant and screwing the economy. You can’t win. That’s why my new book was going to be called: “don’t tell my mum I work for a bank … she thinks I’m…

Barclaysquare

This wirelessly connected planet

I was asked to chair a panel at the end of a one day conference on the future of payments. I therefore listened to every presentation carefully and, in opening the panel, was asked to give a ten minute summation of what I had heard that day. Here’s what I said: There are a number…