Chris Skinner's blog

Shaping the future of finance

Payments

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

Debunking card myths with John Chaplin

Here’s another blog with multimedia inserts, this time discussing John Chaplin who presented at the Club this week about trends in debit and credit cards. Now John should know what he’s talking about as he is European payments adviser for First Data,  liaising closely with the European Commission, European Central Bank and other regulatory authorities…

In Ireland, it’s cash or cheques only

We had a great meeting of the Financial Services Club in Ireland last week, looking at the way in which payments infrastructures need to change to cope with SEPA mandates and requirements. Pat McLoughlin, CEO of the Irish Payment Services Organisation Limited (IPSO) and Gilbert Lichter, Secretary General of the Euro Banking Association (EBA) outlined…

The New Economics of Banking

This is my fifth posting about why banking will be free (Parts One, Two,Three and Four). I keep talking about this as it's clarifying my own thinking, and I'm intrigued to see if anyone wants to come up with an alternative. This posting comes around because I was thinking about Banking on the Network and…

Economics1

Can banks twitter?

This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…

182613360_6d76db726a

Can banks twitter?

This year's social networking phenomena has to be Twitter. Ever since Janis Krums posted the first photo of the US Airways plane landing on the River Hudson on Twitter, everyone has been talking about it. From its creation in 2006, it has now become a mainstream tool for blackberriers, mobilers and netters. What's it all…

182613360_6d76db726a

A whole new raft of European rules and regs

I chaired a dinner on compliance last night, with eight risk and compliance professionals from a range of international and global banks.  Without any particular science to this, I noted key words used throughout the evening and came up with a word cloud that looks a bit like this: What this demonstrated is that there…

Wordlcloud

A whole new raft of European rules and regs

I chaired a dinner on compliance last night, with eight risk and compliance professionals from a range of international and global banks.  Without any particular science to this, I noted key words used throughout the evening and came up with a word cloud that looks a bit like this: What this demonstrated is that there…

Wordlcloud

Sorry sir, the dog ate my lunch money

Two statistical releases came out today that make an interesting story. First, children are "more savvy" about finances than their parents were, with the pocket money of kids tagged at £6.32 (about $10) weekly … seems a very exact number but it is an average.  Not surprisingly children are very with it when it comes…