Chris Skinner's blog

Shaping the future of finance

Payments

Something fishy about Discover’s credit cards

Most people think the marketing of financial stuff is as dull as dishwater.  Maybe that’s why the Goldfish are cleaning the waters to allow the fish to swim freely … what am I talking about? Goldfish.  Goldfish is a credit card that’s been available in the UK since 1996. Originally launched by British Gas, a…

Everything should be free …

My last blog referred to the Wall Street Journal, and I suddenly realised that I could get this stuff for free … what’s happening?  It used to cost me an arm and a leg for a view of the WSJ? Ahhh … they’ve made bits of it free. Must be because so many bloggers out…

Everything should be free …

My last blog referred to the Wall Street Journal, and I suddenly realised that I could get this stuff for free … what’s happening?  It used to cost me an arm and a leg for a view of the WSJ? Ahhh … they’ve made bits of it free. Must be because so many bloggers out…

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report yesterday that shows AMEX and…

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report yesterday that shows AMEX and…

Credit Cards doom and gloom

So I blog about credit cards not being the major issue yesterday and then realise that it is unsecured debt worth billions.  Just in the USA, credit card debt nears $1 trillion.  Therefore, just to show that it cannot be discounted after all, the Wall Street Journal runs a report yesterday that shows AMEX and…

Bank of America: the best electronic bank in the world?

Interesting research from Keynote Systems has just been released evaluating website experiences for online banking services in the US and the UK.  The researchers evaluate all sorts of stuff from load handling, response times, average site downtime, brand impact, ease of customer acquisition, customer satisfaction, design and organisation, site impact, ease of navigation and more….

The future iPod is a credit card

Fantastic news from South Korea.  Kookmin Bank and Samsung have joined together to develop the world’s first music and video, MP3 and MP4 playing credit card.    Who needs an iPod?

Five firm predictions for 2008

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This year, I’ll go a step further and make some concrete…

Five firm predictions for 2008

Welcome to 2008 folks, and I hope you all had a wonderful holiday break. I did … but what goes on at Xmas, stays in Xmas as they say (hic!). Anyways, a year ago, I made a bunch of forecasts for the year 2007.  This year, I’ll go a step further and make some concrete…