Payments

It is interesting to think about cash and where cash is going.  Can we really be cashless? The history of cash, as those who know my presentations, is that it was invented for sex.  I know a lot of people don’t believe this, but the first form of money was the shekel.  The shekel was…

It is interesting to think about cash and where cash is going.  Can we really be cashless? The history of cash, as those who know my presentations, is that it was invented for sex.  I know a lot of people don’t believe this, but the first form of money was the shekel.  The shekel was…

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  Nope?  Neither did I.  In…

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  Nope?  Neither did I.  In…

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  Nope?  Neither did I.  In…

Interesting to be in Asia at the moment, which is where I flew out to in case you were wondering yesterday.  I’m here at a major payments conference and was sorry to miss the minor "hurrah" as SEPA went live on Monday.  Whoopee-doo!  Did you see the celebrations and fireworks?  Nope?  Neither did I.  In…

I often hear the cry that "all banks are the same".  It is true that many banks appear to have little differentiation.  They are all as good or bad as each other, they all appear to compete on rates and rate churn, and they all have little service or product delineation.  As soon as one…

I was looking at mobile finance this week, as we had a meeting to discuss this at the Financial Services Club last night.  In the meeting, Samee Zafur of Edgar, Dunn and Company outlined results of research he has led into mobile finance.  The research was conducted amongst nearly 500 payments professionals, and was a…

Most people think the marketing of financial stuff is as dull as dishwater.  Maybe that’s why the Goldfish are cleaning the waters to allow the fish to swim freely … what am I talking about? Goldfish.  Goldfish is a credit card that’s been available in the UK since 1996. Originally launched by British Gas, a…

Most people think the marketing of financial stuff is as dull as dishwater.  Maybe that’s why the Goldfish are cleaning the waters to allow the fish to swim freely … what am I talking about? Goldfish.  Goldfish is a credit card that’s been available in the UK since 1996. Originally launched by British Gas, a…