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I’ve been having an ongoing debate with some folks in the Finextra community for the last week over branch versus IP architectures, and it is clear that some people are confused so I will try to explain again. The discussion I started last week was all about architecture, which is why I kept referring to…

I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking.  This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…

I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking.  This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…

I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking.  This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…

I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking.  This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…

For half a millennia, retail banks have worked on the basis of physical distribution.  For half a century, that model has been challenged to move towards electronic distribution.  At the end of the first decade of the new millennium, we have finally reached the point where electronic distribution has matured, works and is proven. Unfortunately,…

For half a millennia, retail banks have worked on the basis of physical distribution.  For half a century, that model has been challenged to move towards electronic distribution.  At the end of the first decade of the new millennium, we have finally reached the point where electronic distribution has matured, works and is proven.  Unfortunately,…

Leaving Las Vegas is always a bitter pill.  On the one hand, you’re leaving behind all the bright lights, shows, drinks, girls … you name it – what goes on in Vegas, stays in Vegas … on the other, my pocket is a few thousand dollars lighter and so it’s nice to escape before bankruptcy…

Leaving Las Vegas is always a bitter pill.  On the one hand, you’re leaving behind all the bright lights, shows, drinks, girls … you name it – what goes on in Vegas, stays in Vegas … on the other, my pocket is a few thousand dollars lighter and so it’s nice to escape before bankruptcy…

A quick reminder, if any were needed, that it is not just banks that can suffer from an operational risk event. Governments can too. The difference, of course, is that you can change your bank at any time.