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Bank designs versus architecture
I’ve been having an ongoing debate with some folks in the Finextra community for the last week over branch versus IP architectures, and it is clear that some people are confused so I will try to explain again. The discussion I started last week was all about architecture, which is why I kept referring to…
Bank designs versus architecture
I’ve been having an ongoing debate with some folks in the Finextra community for the last week over branch versus IP architectures, and it is clear that some people are confused so I will try to explain again. The discussion I started last week was all about architecture, which is why I kept referring to…
To dump or not to dump the branch
I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking. This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…
To dump or not to dump the branch
I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking. This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…
To dump or not to dump the branch
I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking. This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…
To dump or not to dump the branch
I never knew how much debate could be created by making the mere statement of placing IP-enabled networks at the core of the bank and re-engineering to exploit this as the basis of future banking. This is instead of placing branch networks at the core. Some people believe this is purely academic as we have…
Bank strategies are fundamentally flawed
For half a millennia, retail banks have worked on the basis of physical distribution. For half a century, that model has been challenged to move towards electronic distribution. At the end of the first decade of the new millennium, we have finally reached the point where electronic distribution has matured, works and is proven. Unfortunately,…
Bank strategies are fundamentally flawed
For half a millennia, retail banks have worked on the basis of physical distribution. For half a century, that model has been challenged to move towards electronic distribution. At the end of the first decade of the new millennium, we have finally reached the point where electronic distribution has matured, works and is proven. Unfortunately,…




















