Chris Skinner's blog

Shaping the future of finance

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Omnichannel is so last century, please delete it

I’m at a conference last week and someone says, “I hate the phrase ‘omnichannel’”, and then talked about cloud, big data and more management gobbledygook after dissing omnichannel. Now don’t get me wrong, we all hate buzzwords but I really hate the use of the phrase omnichannel (I call this a phrase, as it is…

Omnichannel is so last century, please delete it

I’m at a conference last week and someone says, “I hate the phrase ‘omnichannel’”, and then talked about cloud, big data and more management gobbledygook after dissing omnichannel. Now don’t get me wrong, we all hate buzzwords but I really hate the use of the phrase omnichannel (I call this a phrase, as it is…

Things worth reading: 13th March 2014

Things we're reading today include … Alibaba and Tencent duel over credit cards Britons in the lead with smartphone shopping How your mobile is about to replace your wallet After Mexico fraud, Citi finds other three sets of suspect loans Wall Street average bonus rises 15% U.S. consumer bureau probing firms that link borrowers, payday…

Things worth reading: 13th March 2014

Things we're reading today include … Alibaba and Tencent duel over credit cards Britons in the lead with smartphone shopping How your mobile is about to replace your wallet After Mexico fraud, Citi finds other three sets of suspect loans Wall Street average bonus rises 15% U.S. consumer bureau probing firms that link borrowers, payday…

Angry Birds – the future of banking

Every now and again we have a friend provide a guest post.  Today’s guest post is from Chris Dunne, Payment Services Director, VocaLink: Many of us have been enthusiastic participants in the destruction of well-known businesses over the past few years as we move from buying physical goods in physical stores (books from Waterstones) to digital goods…

Chris Dunne

Angry Birds – the future of banking

Every now and again we have a friend provide a guest post.  Today’s guest post is from Chris Dunne, Payment Services Director, VocaLink: Many of us have been enthusiastic participants in the destruction of well-known businesses over the past few years as we move from buying physical goods in physical stores (books from Waterstones) to digital goods…

Chris Dunne

What will happen to Europe’s weakest banks?

In answer to yesterday’s question about How many banks are driving blind?, it’s about 20 percent. This is because, as mentioned earlier, I’ve been involved in a great deal of debate this week about liquidity and leverage ratios and the quality of data, the divide between Europe’s regulators and the banking system and the challenges of conflicting…

What will happen to Europe’s weakest banks?

In answer to yesterday’s question about How many banks are driving blind?, it’s about 20 percent. This is because, as mentioned earlier, I’ve been involved in a great deal of debate this week about liquidity and leverage ratios and the quality of data, the divide between Europe’s regulators and the banking system and the challenges of conflicting…

How many banks are driving blind?

Building on yesterday’s chat about London versus Europe, there’s more to this than initially meets the eye, as it’s also Europe versus Banks. That’s the real thing here, and it’s a political agenda rather than a market based one. The politicians are all conscious of their short tenure in their parliamentary seats and want to…

How many banks are driving blind?

Building on yesterday’s chat about London versus Europe, there’s more to this than initially meets the eye, as it’s also Europe versus Banks. That’s the real thing here, and it’s a political agenda rather than a market based one. The politicians are all conscious of their short tenure in their parliamentary seats and want to…