In yet another conversation about technology in banking, we were discussing how the world has changed in the last ten years. In just one decade a lightning strike has happened whereby a planet that had connectivity became totally connected. Countries and continents that had zero infrastructure were suddenly capable of communication through mobile infrastructure. That…
Banks are considered to be stable, reliant and dull by the world, or that’s what we would like them to be. Instead banks are inherently risk managers, as we have now specifically realised in the past five years. Banks can be basket cases if they manage risk badly or high return investment vehicles if they…
Banks are considered to be stable, reliant and dull by the world, or that’s what we would like them to be. Instead banks are inherently risk managers, as we have now specifically realised in the past five years. Banks can be basket cases if they manage risk badly or high return investment vehicles if they…
The Financial Services Club has partnered with Finovate Asia and Europe to offer 20% discount for any interested readers of the Finanser to attend. Finovate Asia takes place in Singapore on 14th November 2013 and Finovate Europe in London on February 11th and 12th 2014. Register for Finovate Asia 2013 Register for Finovate Europe 2014 The event will…
The Financial Services Club has partnered with Finovate Asia and Europe to offer 20% discount for any interested readers of the Finanser to attend. Finovate Asia takes place in Singapore on 14th November 2013 and Finovate Europe in London on February 11th and 12th 2014. Register for Finovate Asia 2013 Register for Finovate Europe 2014 The event will…
So I’ve had meetings with three vendors in the last week where we’re talking about mobile and tablet computing in banking, Big Data, Cloud and such like, and I’m sick to death of it. Not of the vendors, but of this bandwagon hype around jargonised words that are meaningless. They were meaningful five or ten…
Over the past few years, I’ve transitioned across to internet banking like most. Now I also use mobile banking, mainly for balance checks and confirmation of transactions. In fact, it’s twenty years since all of this began and now it’s standard. So it surprised me this week, when applying for a new mortgage (yes, I’m…
It is amazing that the UK has a tiny market for Credit Unions when other markets, particularly the USA, is domianted by them. Why is this? And why are we trying to create more banks when Credit Unions offer a great alternative that is already on our doorstep today? In a guest piece mainlywritten by…
It is amazing that the UK has a tiny market for Credit Unions when other markets, particularly the USA, is domianted by them. Why is this? And why are we trying to create more banks when Credit Unions offer a great alternative that is already on our doorstep today? In a guest piece mainlywritten by…
