What happens when your product is a username, your processing is an API and your customer engagement is just an app? It’s a question I’ve been playing with for a long time now: BaaS: Banking as a Service, February 2009 The future competitive battleground, November 2011 Why all banks will change core systems, April 2013…
This week I’m travelling across Asia, soaking up the changes and developments here. What’s intriguing is the first debate is about the ASEAN economies and how they are adapting to change. The speaker is a highly respected Professor and Economist, and he talks about how the world is changing from a US-axis focus to a…
It’s strange that I write yesterday about the issue of getting customers to commit to mobile as their primary bank account, and the next day we host a meeting in Warsaw that talks about innovations from Moven to Fidor, Simple to mBank and the reaction of some of the audience is: oh, it’s alright for…
It’s strange that I write yesterday about the issue of getting customers to commit to mobile as their primary bank account, and the next day we host a meeting in Warsaw that talks about innovations from Moven to Fidor, Simple to mBank and the reaction of some of the audience is: oh, it’s alright for…
We think our behaviours are unique. Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…
We think our behaviours are unique. Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…
