Future

A year ago, I invested $1,000 in bitcoin. Today, that’s worth $10,000. OK, I made those figures up. I actually invested and have invested and keep investing in bitcoin and, more importantly, ether – the currency of Ethereum – in which I have more confidence for the future. I don’t sell them – HODL guys,…

Andreesson Horowitz’s Chris Dixon shared a presentation about crypto and blockchain during the holiday break.  Interesting, but is it good? Not sure, but I’m not going to make big predictions about tokenisation, regulation and the price of bitcoin in January 2022. Instead, I asked Janis Legler  to do this. Janis is Chief Product Officer…

I was looking for any decent reports on the big tech trends for 2021 and first of all  stumbled upon an interesting report from 2017. This was for the World Economic Forum, who surveyed 800 experts on their views of the key technologies for the future, and found seven major areas to focus upon: Robots…

As regular readers will know, I quite like Global Processing Services (GPS), the payments processing firm behind many of the leading FinTechs I deal with. So, when they sent me their views of 2021 trends for FinTech and payments, how could I resist? Enjoy! Four Predictions for Fintech and Payments in 2021 by Richard Hodgson,…

There are lots and lots and lots of reports and predictions for 2021 in banking. The one I liked the best is the report from Standard & Poor’s (S&P, see end of blog) about the impact of the crisis in 2020 and the outlook for banking in 2021. It’s a difficult discussion, as the only…

After a year where every day felt like Groundhog day – same shit, different day (SSDD) – I’m hoping that 2021 will be different – different shit, every day (DSED). I’m not complaining, but 2020 was pretty awful. Some loved it – more time at home with family – but many hated it – more…

This is my last blog of 2020, so I thought I would look back at the year with a personal view. A terrible year. A year of locked down loneliness for many. In my case, it’s been hard. I am used to being in a different country every other day, flying the world. Since February,…

I was chatting with a friend the other day, who pointed out my predictions. I don’t like to talk about them, as I’ve made so many, but he focused upon how accurate most of them have been. I was one of the first to talk about the impact of China and India on the future…

I guess I’ll build on yesterday’s blog, about the python of regulation, by harking back to a comment I heard many years ago in Brussels. Talking with one of the key regulators, I asked why they had the regulation in place with so much interpretation. My point was that Italy was implementing the regulation in…

I woke up yesterday to find this story on Sifted, the Financial Times newish platform dedicated to innovation and FinTech: Fintechs to cosy up with politicians to counter ‘big bank lobby’ It’s interesting, especially for a guy like me who has hovered around all of the lobbies mentioned. The gist of the article is that…