Chris Skinner's blog

Shaping the future of finance

Future

Predictions for 2015

I always like to start the New Year by making a bunch of predictions, but have been beaten to it this year by the Financial Times.  Therefore, I will make some specific banking and technology predictions this week but, as I like to look at the economic and social changes in the year, the easier way to…

Bubble burst

Predictions for 2015

I always like to start the New Year by making a bunch of predictions, but have been beaten to it this year by the Financial Times.  Therefore, I will make some specific banking and technology predictions this week but, as I like to look at the economic and social changes in the year, the easier way to…

Bubble burst

The future for the Ukraine?

No one knows how this will work out.  The sanctions are hurting Russia but Putin won't back down easily, as it would be a serious loss of face. In recent talks with Angela Merkel, it is clear that he will not back down in fact.  Meanwhile, the Americans are conflicted about the Ukraine and pretty…

The Banking Paradox: even bankers want to move to fintech

This post is stolen from Philippe Gelis's (CEO of Kantox) blog on LinkedIn, as it adds more insight to my similar post last week: Last week I was in Madrid where Actualidad Economica and CaixaBank awarded Kantox with a best start-up prize. It is paradoxical when I think back to 4 years ago. When I was looking for…

Wrappers, replacers and reformers are all targeting banks

I’ve been talking about the hot new start-ups targeting the banking markets for a while.  There are literally 1000’s of them – the Fintech Awards had over 750 firms to review this year alone – and sifting the wheat from the chaff is hard.  There are a few standouts however, and these are the ones…

P2P lenders

What will happen when China implodes?

I just took part in a panel debate about the shape of the global economy.  As a renowned economist (?), I was honoured to be invited and gave my views alongside Shah Gilani, editor of Money Morning and The Money Map Report, and chaired by Andrew J. Barden, Bloomberg’s managing editor for international government in Europe and…

What will happen when China implodes?

I just took part in a panel debate about the shape of the global economy.  As a renowned economist (?), I was honoured to be invited and gave my views alongside Shah Gilani, editor of Money Morning and The Money Map Report, and chaired by Andrew J. Barden, Bloomberg’s managing editor for international government in Europe and…

Ryanair Bank or Private Bank? Your choice!

I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts as this funds free bank services for those who don’t go overdrawn.  Banks focus…

Picture1

Ryanair Bank or Private Bank? Your choice!

I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts as this funds free bank services for those who don’t go overdrawn.  Banks focus…

Picture1

Banking is going through a sea change … can the tanker turn around?

I noted the disconnect between the bank community and the technology community sometime ago in my Red Pill moment, and as the year passes it becomes more and more obvious to me that we are going through a sea change in finance. Almost every day, I encounter a new start-up who wants to change some…

Lloyds

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser