Future

Jun 24, 2014

Earth 2.0: a world ruled by the people, for the people?

I presented this morning the vision of 2035. It’s too long and too much to go into (I had 2 hours to present and got through half my slides!), but the core of the presentation went along the lines of defining Earth 2.0. I actually don’t like the term 2.0 or 3.0, but it’s well…

Jun 11, 2014

2014: let the good times roll

It is interesting to hear the non-stop debate about the UK housing market bubble (and it is a bubble); the settling of the European markets after the sovereign debt crisis; the burgeoning US economy that is getting back to normal superpower status; whilst China will be the #1 economy by 2018; and other bullish market…

May 27, 2014

Life, money and banking in the year 2035

As mentioned last week, one of my clients has asked me to present a vision of banking in 2035. That’s a long way out. To put it in context, I would have to jump back in time to 1993 to think about banking in 2014. In 1993, we didn’t have much idea about the future….

May 23, 2014

Who let the dogs out?

I was going to use this in my presentations but it’s far too difficult to fit everything in these days, so it’s a blog post instead. I’ve been asked to research 2035 by a client. One of the things I stumbled across was this: “Scandinavian scientists develop dog ‘translator’”. This is an experimental device that…

Apr 30, 2014

We are not Borg, we are Human and dancing to a different tune

Building to the theme of the divide between the old world of finance and the new, and why (some) banks aren't fit for the 21st century, brings a few more points to mind, in particular about control and centralisation. Banks were built as control freaks. They need to own the complete end-to-end cycle of everything….

Apr 30, 2014

We are not Borg, we are Human and dancing to a different tune

Apr 16, 2014

Cloud computing comes of age (thanks to vertical alignment to banking)

For some years now, banks have been grappling with the idea of cloud. A bit like Big Data, ‘cloud’ is this amorphic term that offers a panacea of solutions and nothing specific. This is not actually true, but the wide-ranging breadth of cloud and few and far between examples of depth, make it a term…

Apr 16, 2014

Cloud computing comes of age (thanks to vertical alignment to banking)

Apr 8, 2014

Bankers and regulators: do you want a Red or a Blue Pill (Matrix)?

I had a Red Pill moment last week. Not an Aha moment but a Red Pill moment because I realised the false reality of our world. You see, I present all the time and talk about the forces of change for the future: Political, Economic, Social and Technological (PEST). I usually skip over the Political…

Apr 2, 2014

Digital Banks have a completely different culture to Physical Banks

Another day, another challenge. Again, it’s to do with the move from the physical distribution of paper to the digital distribution of data (my favourite mantra of the moment) and the way in which things change. Think of it this way, I’m talking to a company about relationship management. Their view: it all comes down…