Future

Jan 21, 2015

Watch the future unfold (the best future vids on YouTube)

I often scan the net for videos portraying visions of the future. To be honest, most of them look the same now. For example, in my last set, I posted visions from Corning, Micrsoft and more. Having done this three times – one, two, three – I guess I can start a series, so this…

Jan 16, 2015

The future supply chain

I’ve been thinking quite a bit about corporate treasury lately and the supply chain, and wondered what would happen if and when 3D printing really took off. By way of example, you can now 3D print your own car or house if you want, and that means that the whole supply chain collapses, as does…

Jan 6, 2015

Predictions for 2015

I always like to start the New Year by making a bunch of predictions, but have been beaten to it this year by the Financial Times. Therefore, I will make some specific banking and technology predictions this week but, as I like to look at the economic and social changes in the year, the easier way to…

Jan 6, 2015

Predictions for 2015

Jan 2, 2015

The future for the Ukraine?

No one knows how this will work out. The sanctions are hurting Russia but Putin won't back down easily, as it would be a serious loss of face. In recent talks with Angela Merkel, it is clear that he will not back down in fact. Meanwhile, the Americans are conflicted about the Ukraine and pretty…

Dec 16, 2014

The Banking Paradox: even bankers want to move to fintech

This post is stolen from Philippe Gelis's (CEO of Kantox) blog on LinkedIn, as it adds more insight to my similar post last week: Last week I was in Madrid where Actualidad Economica and CaixaBank awarded Kantox with a best start-up prize. It is paradoxical when I think back to 4 years ago. When I was looking for…

Nov 18, 2014

Wrappers, replacers and reformers are all targeting banks

I’ve been talking about the hot new start-ups targeting the banking markets for a while. There are literally 1000’s of them – the Fintech Awards had over 750 firms to review this year alone – and sifting the wheat from the chaff is hard. There are a few standouts however, and these are the ones…

Nov 10, 2014

What will happen when China implodes?

I just took part in a panel debate about the shape of the global economy. As a renowned economist (?), I was honoured to be invited and gave my views alongside Shah Gilani, editor of Money Morning and The Money Map Report, and chaired by Andrew J. Barden, Bloomberg’s managing editor for international government in Europe and…

Nov 10, 2014

What will happen when China implodes?

Oct 31, 2014

Ryanair Bank or Private Bank? Your choice!

I’ve talked for some time about component based banking but what about component based pricing? Bank pricing is the most opaque part of the industry, and the part that irritates customers the most. Customers get charged high fees for unauthorised overdrafts as this funds free bank services for those who don’t go overdrawn. Banks focus…