Chris Skinner's blog

Shaping the future of finance


A three-sided bank: customer, community and the planet

I recently was introduced to VDK Bank, a community bank based in Ghent, Belgium, by Rik Coeckelbergs. The bank has done something interesting, launching a three-sided coin. The idea is to triple your thinking. The three-dimensional bank focuses upon customer, community and then the third dimension is to think about how money impacts the planet….

The Earth is on fire … is it your fault?

During the summer, we are struck by massive wildfires taking place across the Americas and Europe. The devastation to Hawaii is specifically notable, but what about Greece, Tenerife and Canada and the rest. This is not normal. Then you go from wildfires in California to floods and mudslides in the same place. This is not…

50 shades of green – is your bank sustainable?

I was recently wondering which banks are the most green. Names come to mind like Co-operative Bank (UK), Triodos Bank (Netherlands), Alandsbanken (Finland), MyBank (China), Amalgamated Bank (America) and more, but they are few and far between. Some are committed and some are just paying lip service or, as we say, greenwashing. The difference is…

Make my money matter … an interview with Richard Curtis

I spotted an interview with Richard Curtis the other day about his campaign to change how pensions funds invest. The campaign is called Make my money matter and asks institutional investors, pension funds and banks to ensure that they invest in a sustainable way. Discussing this in an interview with Akshat Rathi in the podcast…

Who will head the World Bank, and what do they think?

US Treasury Secretary Janet Yellen said she expected former Mastercard chief executive Ajay Banga to be elected president of the World Bank as nominations drew to a close. It is not surprising as, when nominations closed at 6pm in Washington yesterday, there were no other publicly declared candidates. Who is Mr. Banga? According to Wikipedia, Ajay…

Make My Money Matter – the pressure increases on banks

I’ve been subscribed to Make My Money Matter for a while. It’s a movement started by Comic Relief co-founder Richard Curtis – he of Four Weddings and a Funeral fame – and is trying to put pressure on pension funds to influence financial institutions to only invest in things that protect our future, as in…

What did Barclays do wrong?

Last year I invited Gail Bradbrook, co-founder of Extinction Rebellion, to write a monthly column explaining her motivations and methods. You can read those, and other climate and ESG related blogs, here. One specific column she contributed was asking how they could justify breaking bank windows. Extinction Rebellion lobbied HSBC and Barclays Bank specifically in…

What should banks do to save the world?

I was surprised to be voted one of the leading thinkers on Climate Change by Thinkers360 … Delighted to find myself as one of the top thinkers about #ClimateChange 2022 from @thinkers360 — Chris Skinner (@Chris_Skinner) January 3, 2023 It’s probably based on my last book, and I don’t think of myself as a climate…

The need for a global greenwashing framework

I haven’t written about Green Finance for a while, but then saw this over on Bloomberg and couldn’t resist sharing. The need for a global greenwashing framework by Tim Quinson, Bloomberg Greenwashing may be the biggest risk to the future of ESG investing, but there’s no firm agreement on what it means in a legal…

What is Regenerative Finance (ReFi)? Part II. The Implementation

I’ve been talking a lot about DeFi, CeFi and HyFi, and someone said: what about ReFi? ReFi? What’s that? Well, ReFi is all about Regenerative Finance, a system to rebuild Earth. Therefore, I’m pleased to share a second post by Letty Prados. Last month, I shared her introduction about ReFi. Here is Part II! Exploring Regenerative Tokenomics. If you…

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About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

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Chris Skinner
Commentator, CEO of The Finanser and best-selling author at The Finanser

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Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award


Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser