Failure is the best thing for you
One of my most popular blogs, which surprised me, was when I wrote about how redundancy was the best thing that ever happened to me. It’s true. I learned more from failure than I ever learned from success. I learn more from hardship than I ever learn from complacency. It’s not true for everyone. It’s…

Regulation is meant to strangle innovation
I guess I’ll build on yesterday’s blog, about the python of regulation, by harking back to a comment I heard many years ago in Brussels. Talking with one of the key regulators, I asked why they had the regulation in place with so much interpretation. My point was that Italy was implementing the regulation in…

Can we change The System? Yes, we can … ish
I woke up yesterday to find this story on Sifted, the Financial Times newish platform dedicated to innovation and FinTech: Fintechs to cosy up with politicians to counter ‘big bank lobby’ It’s interesting, especially for a guy like me who has hovered around all of the lobbies mentioned. The gist of the article is that…

#KlarNAAA? Is #BNPL a good or bad thing?
Five years ago, I interviewed Niklas Adalberth, Co-Founder, Deputy CEO and Board Member at Klarna. He left the company shortly after, and is now a venture capitalist at Norrsken. At the time, Klarna was relatively unheard of, but the interview intrigued me at the time. It was all about an escrow style service, as people…

The Finanser’s Week: 7th December 2020 – 13th December 2020
The main blog discussions this week include … The Omniaccess Future (Free Research Report) The new word of focus, as proven by research, is omniaccess. Forget omnichannel. We just performed a short survey about the views of banks and FinTechs regarding the pandemic, sponsored by Oracle. The results are out today and here’s the summary: 48%…

We need some Zoom etiquette
Do you switch video on or not? 2020 has seen the big switch to video conferencing. Why didn’t we do it before? We’ve had video conferencing available on our phones and PC’s for years. Why is it we only switched this year? Because we are all distancing. Before March 2020, everyone would connect on a…

The People’s Republic of the Network
I’ve talked a lot about GloLo – the integration of local with global. This is where physical and digital come together, and has clearly been demonstrated during the pandemic. I’m local – locked in and not going anywhere – but I’m global – I’m video-calling every day to everywhere in the world. In the context…

Facebook’s Diem is a shadow of Libra
I guess that Facebook caused many central banks to realise that if they didn’t issue digital currencies then others would. Hence, why most central banks are issuing them. But it’s not an either-or scenario. “We will see in the not-too-distant future a sovereign digital currency coming out.” Michael Corbat, CEO of Citi “There is absolutely…

The Omniaccess Future (Free Research Report)
The new word of focus, as proven by research, is omniaccess. Forget omnichannel. We just performed a short survey about the views of banks and FinTechs regarding the pandemic, sponsored by Oracle. The results are out today and here’s the summary: 48% believe the change from physical to digital is here to stay 47% believe we’ll…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us
What is the future?

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