Chris Skinner's blog

Shaping the future of finance

Is Scarlett Johannson going to take over the world?

I’ve been thinking about the dangers of AI a lot lately, especially how deep fake scams could convince people to invest in markets endorsed by fake celebrities. So, when discussing this, a member of the audience asked me if the regulators are prepared for this wave of disruption and I said ‘no’. Regulators can only…

The Finanser’s Week: 13th May – 19th May 2024

This week’s main blog discussions include … What would Taylor Swift’s bank look like? Trust and money and day-to-day life go hand-in-hand. It’s all about who you deal with, how and the outcomes. Recently, I’ve lost trust with Apple, my bank, my friend and my brother. That’s pretty sad, isn’t it? But who do I…

Real-time flexible finance is now

Ever since Trov, the real-time insurance firm, appeared on the scene, I’ve been wondering what else could real-time finance do. If you are not aware, Trōv allows you to insure a smartphone or laptop or anything else you value for hours, even minutes. The company no longer exists – it was acquired by Travelers Insurance…

What would Taylor Swift’s bank look like?

Trust and money and day-to-day life go hand-in-hand. It’s all about who you deal with, how and the outcomes. Recently, I’ve lost trust with Apple, my bank, my friend and my brother. That’s pretty sad, isn’t it? But who do I trust? David Bowie. David Bowie, RIP. Artist, music man, alien and hero. He was…

Do we have perfect market knowledge?

I’ve thought for years that we are moving towards perfect market knowledge, where demand and supply information becomes equal to all buyers and sellers. Now that we have OpenAI and Gemini, are we getting there? During the 1990s, I spent a lot of time discussing neural networking where we could pair stocks to buy and…

The rise of the MENA fintech hawk

I’ve recently had a couple of interesting visits to the Middle East and Africa, namely Riyadh and Cairo. Both are keen to highlight progress in fintech, which is interesting as they are two cities that have been on my radar but a little behind others like Dubai and Lagos. So, I was interested in what…

The Finanser’s Week: 6th May – 12th May 2024

This week’s main blog discussions include … It’s all about trust Building upon my blog about Revolut the other day, and their need for a banking license, I’ve been accused many times of coming back to a theme that you can only be a bank if you’re a bank with a license. Why do I…

The growing deep fake scam crisis

“AI, powered by quantum computing, is going to put financial crime potentially on steroids.” It’s not my quote. It’s actually a comment made by David Duffy, CEO of Virgin Money (now Nationwide) after visiting Microsoft’s headquarters in Seattle. From my side, this is an area that’s been worrying me for a while, ever since the…

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