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I just found an interesting report about the big tech trends of tomorrow, written by McKinsey. They have identified fifteen things to follow, as shown below. Not sure I would agree with all of them but, for any CIO or investor out there, it could be useful for you to know. You can download their…

This week’s main blog discussions include … With great power, comes great threat #Revolut #PayPal With great power, comes great responsibility. It’s a quote from Spiderman, but actually not. It’s from Spiderman’s Uncle Ben. Well, it’s not tbh. It’s from Voltaire … or is it? Wherever it is from, it’s a great phrase. So, here’s…

Sitting down to blog today, I wondered what was the difference between A2A and P2P. I’m sure you know that A2A is Account-to-Account and P2P is Peer-to-Peer, but surely they are one and the same thing? Ahem, no. According to Brite, a player in the open banking space: Account-to-account payments are direct transfers of funds…

I recently read a book to my kids. It was Dr Seuss’ I Had Trouble In Getting to Solla Sollew which, if you don’t know the book, involves an arduous journey to Solla Sollew, “where they never have troubles! At least, very few”. Solla Sollew is believed to be a place of hope and wonder,…

I blogged the other day A new British Government: what does it mean for fintech? and asked the question of how the new Labour government could maintain the UK’s leadership in this space. Today, I’m asking the other question about our special relationship with America, and what a new American Government would mean for fintech. The…

There’s been a meme going around for a while now that America is great at invention and innovation; Asia is great at industrialising and maximising America’s inventions; and Europe is fantastic at blocking all of it through regulations. The Eurocrat regime rules. What’s the reality? Well, it certainly is true that America led the way with…

With great power, comes great responsibility. It’s a quote from Spiderman, but actually not. It’s from Spiderman’s Uncle Ben. Well, it’s not tbh. It’s from Voltaire … or is it? Wherever it is from, it’s a great phrase. So, here’s a new one. With great power, comes great threat, and that one is from me….

This week’s main blog discussions include … The CrowdStrike issue and its impact on Microsoft I was talking with my 8 year-old son and said that the whole world had just stopped. He asked what do you mean? I replied that everything stopped. Airlines, banks, shops, trains, hospitals and more. He asked what happened? I…

I was talking with my 8 year-old son and said that the whole world had just stopped. He asked what do you mean? I replied that everything stopped. Airlines, banks, shops, trains, hospitals and more. He asked what happened? I said that an update from a company to the core of the computer systems of…

I sometimes think I’ve been sleeping when I discover a treasure trove of documents produced by a major global bank that completely passed me by, so I was delighted to discover these documents from Citibank: Citi GPS: AI in Finance: Bot, Bank & Beyond Artificial Intelligence in Finance: Opportunities & Risks AI Time: Future AI…