I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership. Digital transformation …
Read More »
Our main stories of this week includes … The Origins of Moneykind, Part One: Shared Beliefs As you all know now, this week sees the release of my new book ValueWeb. Yes, you can buy it from today on Amazon or any of the other services you use. It’s released in UK from …
Read More »
Having covered four ages of moneykind: Barter Coins Paper Chips What could possibly be the fifth? When we are just at the start of the Internet of Things (IoT), and are building an Internet of Value (ValueWeb), how can we imagine something beyond this next ten year cycle? Well we …
Read More »
The Fourth Age of Man: the Network Age Part of the reason for talking about the history of money in depth this week is as a backdrop to what is happening today. Money originated as a control mechanism for governments of Ancient Sumer to control farmers, based upon shared beliefs. …
Read More »
The Third Age: The Industrial Revolution The use of money as a means of value exchange, alongside barter, lasted for hundreds of years or, to be more exact, about 4,700 years. During this time, beads, tokens, silver, gold and other commodities were used as money, as well as melted iron …
Read More »
The Second Age of Man: The Invention of Money I’ve blogged about money being invented for sex many times before but hey, it’s a good story, so I’m going to again. So man became civilized and dominant by being able to work in groups of hundreds. This was unique to homo …
Read More »
As you all know now, this week sees the release of my new book ValueWeb. Yes, you can buy it from today on Amazon or any of the other services you use. It’s released in UK from March 15, and USA from April 7 (this is due to publisher getting hard …
Read More »
Our main stories of this week includes … ValueWeb: Fintech is building the Internet of Value ValueWeb: How FinTech firms are using bitcoin blockchain and mobile technologies to create the Internet of Value After months of writing and editing, I’m delighted to say that my new book ValueWeb is now available. …
Read More »
ValueWeb: How FinTech firms are using bitcoin blockchain and mobile technologies to create the Internet of Value After months of writing and editing, I’m delighted to say that my new book ValueWeb is now available. “Chris Skinner – one of the most authoritative voices on Fintech anywhere – has provided …
Read More »
Flying back from Oslo after the SWIFT Nordics Conference, I was reflecting on the blockchain discussion we had. I chaired the discussion which was titled: “Blockchain: from hype to real world applications” and was joined by Vytautas Karalevicius from Spectro Finance, Lasse Meholm of Nordea and Colin Kwan from Magnr. …
Read More »
Just had a great discussion about data analytics and visualisation at the SWIFT Nordics Conference in Oslo. During the discussion we talked a lot about data for risk management and how real-time tracking of payments could help identify suspicious activities from fraud and malware attacks to the possibility of AML …
Read More »
I am surprised how many new start-up banks there are in Britain. My list so far includes physical distribution players such as: Santander (a challenger?) that moved to the UK in 2004 with the acquisition of Abbey Banco Sabadell’s acquisition of Lloyds spin-off TSB the soon-to-launch RBS spin off William …
Read More »
BBVA have made another bold move this week, acquiring Holvi. This follows hard on the heels of other significant moves, such as investing $60 million in digital first UK start-up bank Atom and the acquisition of Simple a couple of years ago. From that acquisition, they now have re-hired Simple co-founder …
Read More »
The Cards & Payments Awards 2016 took place the other day, so I thought I’d pick out the three Awards that interest me the most: Best Technology Initiative; Best Initiative in Mobile Payments; and Best Industry Innovation. BEST TECHNOLOGY INITIATIVE Winner: Bottomline Technologies Bottomline’s Agency Services is a relatively new …
Read More »
Our main stories of this week includes … Why most banks fail at transformational change I had a few wake up calls in my years of working in financial services, and a couple of key ones gave me an insight into the mentality of major financial firms that have stayed pretty true …
Read More »
Chris Skinner's blog Shaping the future of finance
