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Shaping the future of finance

What was the first record you ever bought?

I’m running a survey around how this crisis has impacted physical versus digital access to services – please take the survey: https://www.surveymonkey.com/r/KCSBYMM … and you will get a free copy of the results – but, building on the physical versus digital debate,  it really hit me as I listened to a great debate on the…

The Finanser’s Week: 2nd November 2020 – 8th November 2020

The main blog discussions this week include … The impact of the US election on finance and FinTech No politics from my side here, but just reflecting on the politics of America. The US election – whatever your view of its process and outcome – leaves us with a different perspective on financial markets and,…

The Elephant and the Bird

The really annoying elephant is still in my room. It’s got to the stage now that I walk past him every day and don’t notice him. That’s what the elephant in the room is all about. It’s big, it’s annoying and you walk past it every day and just don’t notice he’s there because you’ve…

The impact of the US election on finance and FinTech

No politics from my side here, but just reflecting on the politics of America. The US election – whatever your view of its process and outcome – leaves us with a different perspective on financial markets and, specifically, on FinTech start-ups and funding. Looking at US dollar rates, they’ve been driving down during the build-up…

Q: Why did China block Ant Group’s IPO? A: Jack messed up

I reported last week Jack Ma’s rant at the banking industry as having Basel Accords created by “an old people’s club” and that banks have a “pawnshop” mentality. I said that I agree with his sentiment – which I do – but it ain’t what you say, it’s the way that you say it and…

The future of branches is not what you think

Yet again, I’m returning to the story of branches. There are so many reports about the branch of the future and the end of branch banking out there that you would think the world of branches had no future. The debate is pretty pointless to be honest, as there will always be some who think…

Recognising six (Canadian) bankers doing a good job

I just stumbled across a report in Canada’s Globe and Mail, recognising the top 50 business executives who have helped see the country through this year’s crisis. It recognises quite a lot of banking people, and I wouldn’t normally share such content … except that many of those selected were chosen for trying to make…

The Finanser’s Week: 26th October 2020 – 1st November 2020

The main blog discussions this week include … The difference between cloud-based and cloud-native I am having a debate on a regular basis about being cloud-native and digital at the core versus cloud-based and adding digital. The two are very different. Most big banks are moving to be cloud-based and adding digital, but that is…

Friction-free commerce: what are you doing    

During this health crisis, everything has changed a lot. We are at home, home schooling, home learning, home entertaining, home working and more. Great. That’s all good. Yes and no. Mental health has become a big issue and is something everyone is talking about more as, after all, if you say at home for days,…

Are banks funding our extinction?

Readers of my blog may have realised that, over recent years, I’ve become a little bit passionate about saving the world. It’s our world. It’s the only one we’ve got. I’m quite keen to keep it here for that reason. Whilst coronavirus, disease and pandemics drive our thinking, we should not forget that there are…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

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