Chris Skinner's blog

Shaping the future of finance

Humour

The real banking crisis …

Another item spotted whilst on the Underground this week, and this one did make me laugh (although it shouldn't have) … … 'nuff said.

DSC00608

Not the most diplomatic poster

Just spotted this poster on the London Underground … … don't think that tour will be too popular right now.  

Iceland

Come and join the Ryanbank

Going back to the idea that a bank could offer a widget-based business model of functionality and that everything these days is free, makes me realise exactly what tomorrow’s bank will look like. The thought struck me yesterday when I took my brother-in-law’s lad to see Clash of the Titans – more my thing than…

Ryanair

Mortgage Lending Mantra: “I Like Big Bucks”

Story breaking in the USA this week is all about Washington Mutual (WaMu), the Seattle-based mortgage bank closed down by the FDIC in September 2008 to be taken over by Bank of America. What a difference a year or two makes. In 2006, just two years before their collapse, an employee annual jamboree for the…

Bigbucks

What are banks for?

I hope you all had a lovely Easter break. I know I did. Lots of chocolate, reading, walking and sleep. Eating, drinking, chocolate and chat. TV, driving, thinking and chocolate. Wonderful. During my reading I came across this, first published in the magazine Punch back in April 1957. It’s a classic and worth everyone taking…

G20 regulations collapse in disharmony

I'm sure you realised this was an April Fool … or was it? The Wall Street Journal reports this week that "U.S. and European governments are moving toward a consensus on taxing large banks to cover the cost of any future bailouts rather than asking taxpayers to foot the bill, as happened regularly in past…

G20 Finance

What is it with the French?

Don’t get me wrong, I love France and most things French, particularly the South of France and the Cote d’Azur, Tourettes-sur-Loop, Bordeaux and Provence. Beautiful. But get me to Paris and my love affair with France always seems to fly out of the window. Take my latest trip, by way of example. First thing that…

Credit crunch bank robberies

I guess these desperate times cause desperate actions, as the last few weeks must have created the funniest spate of bank robberies ever seen. First, there was the Russian Sumo wrestler who wrestled an ATM out of the wall … March 9th – Total Pro Sports You always wondered why these sumo wrestlers gained all…

The new marketing segments of 2010

Thinking about millenials, or Gen Y as some call them, reminded me of marketers wonderful ways of coming up with new terms for consumer segments. When I was growing up, it was yuppies – young, upwardly mobile, professionals. These were the new pin-striped generation of City styled workers, who went skiing every year and had…

The new Lloyds Bank … or is that Lloyd Banks?

I thought that Lloyds Banking Group had suddenly had a change of heart when I got a note offering me a Beamer, Benz or Bentley.  Obviously, the lending lines had opened and car loans is their new focus. Then I realised that this is the title of Lloyd Banks debut single … … hmmm, I…