Innovation

I keep thinking I should stop blogging about Bitcoin, as I’ve written so much about it already: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February …

I keep thinking I should stop blogging about Bitcoin, as I’ve written so much about it already: Is Bitcoin the future of money … or are we smoking dope?  (October 2011) Bitcoin: immersive or subversive? (January 2012) You should take Bitcoin seriously (September 2012) A new currency payment system is about to explode (February …

We hosted Errol Damelin, Chief Executive and Founder of Wonga as our keynote guest at the London Financial Services Club last week, to end our season of meetings for the 2012-2013 season (2013-2014 season about to be announced).

One of the themes of my presentations of recent times is how technology has bridged the divide between work life and social life. This came up in force again, as we talked about the role of social media in finance at the Club this week. For the older generation, work …

It was intriguing to see the rise of innovation in banking during the 2000s. Every bank had an innovation programme, a Chief Innovation Officer, an innovation mantra in their annual reports and an innovation organisation in the bank. What is particularly noteworthy is that when the crisis hit in 2008, …

It was intriguing to see the rise of innovation in banking during the 2000s. Every bank had an innovation programme, a Chief Innovation Officer, an innovation mantra in their annual reports and an innovation organisation in the bank. What is particularly noteworthy is that when the crisis hit in 2008, …

It's interesting that some of us present and present and present, talk and talk and talk, blog and blog and blog and more about the future of money, payments, banking, society, the world and so on such that, by the time it arrives, you’re bored with it. I find this …

It's interesting that some of us present and present and present, talk and talk and talk, blog and blog and blog and more about the future of money, payments, banking, society, the world and so on such that, by the time it arrives, you’re bored with it. I find this …

I was going to move away from further debate about branch and omnichannel today, as there’s far more interesting stuff about Google giving payments away for free with Gmail and PayPal doing the same with mobile, but that will have to wait until next week as yesterday’s post created quite a stir. …

I was going to move away from further debate about branch and omnichannel today, as there’s far more interesting stuff about Google giving payments away for free with Gmail and PayPal doing the same with mobile, but that will have to wait until next week as yesterday’s post created quite a stir. …

After my discussion about the augmented economy which focused upon customer service, I thought about it from the other side: transactiosns. Many years ago, my technology firm made a play for banks to deploy data warehouses to perform predictive analytics based upon consumer propensity models of their data-based behaviours. It …

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. …

There's a theme that keeps cropping up at most conferences I attend around the remodelling of banks. It came up again today in a discussion about data leverage at the Asian Banker Summit, and it occurred to me again recently, when I chaired the future focused day at IPS 2013. …

I was asked to join a panel discussion on social media during a recent conference. A social media masterclass, as it was called. Interesting. Sure, I’ve been blogging and tweeting and facebooking for as long as I can remember, but does that make me a master of social media? I …

I was asked to join a panel discussion on social media during a recent conference. A social media masterclass, as it was called. Interesting. Sure, I’ve been blogging and tweeting and facebooking for as long as I can remember, but does that make me a master of social media? I …