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Numbers

Banks are not technology companies (yet)

I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership.  Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership.  Digital transformation is not a project run…

You must pay in cash

When you talk non-stop about digital, it sometimes gives you a reality check when you actually live life in a physical world.  The frustrations of crashed systems, products that don’t work, call centre operators who aren’t co-operative and check-in staff who can’t check-in.  Equally, there are the moments of pure bliss such as the smell…

Banking and Payment Statistics

I received three links yesterday that were really useful. The first is from my friends at the Financial Brand who, every year, offer a free PowerPoint of useful stats and facts related to bank marketing.  There are over 200 stats and graphs in this year's PowerPoint (7.5MB), which has just been released.  You can download…

Cash

Hanging on the telephone (and trusting my bank)

Monitise produced a report six months ago on mobile usage, and have produced an update this week with some interesting numbers.  For example: 1,124 people use Facebook mobile every month (1,008 million six months ago [sma])  456 million people only use Facebook mobile (341 million sma) 85 billion apps have been downloaded from Apple’s App Store (50…

Phone os

Banking is going through a sea change … can the tanker turn around?

I noted the disconnect between the bank community and the technology community sometime ago in my Red Pill moment, and as the year passes it becomes more and more obvious to me that we are going through a sea change in finance. Almost every day, I encounter a new start-up who wants to change some…

Lloyds

Funding Circle has crowdsourced £330m to 5,500 UK SMEs in just four years

Funding Circle sent me a great infographic in celebration of their fourth birthday on 13th August. Over the last four years, the start-up has crowdsourced over £330 million of lending to over 5,500 small businesses across the UK, creating an estimated 16,500 jobs. Here are the numbers …

Funding Circle

Funding Circle has crowdsourced £330m to 5,500 UK SMEs in just four years

Funding Circle sent me a great infographic in celebration of their fourth birthday on 13th August. Over the last four years, the start-up has crowdsourced over £330 million of lending to over 5,500 small businesses across the UK, creating an estimated 16,500 jobs. Here are the numbers …

Funding Circle

Society is so digital, we do more with devices than with each other

Talking of how fast things change, here are a few Friday facts to make you smile (or feel ill). The UK Office of Communications (Ofcom) run regular surveys on our digital lifestyles. This year the impact of smartphone and tablet computing hits the radar and shows how things have changed fast. For example, this year’s survey…

Ofcom3

Society is so digital, we do more with devices than with each other

Talking of how fast things change, here are a few Friday facts to make you smile (or feel ill). The UK Office of Communications (Ofcom) run regular surveys on our digital lifestyles. This year the impact of smartphone and tablet computing hits the radar and shows how things have changed fast. For example, this year’s survey…

Ofcom3

Mobile money statistics and comparison of UK with US, Japan and more

I got this report from Monitise a month ago, but only just got around to writing about it.  It's stats about mobile money and, if anyone knows me well, they'll know that I like stats.  So here are some numbers: 1,008 million people use Facebook mobile every month 341 million people only use Facebook mobile 50…

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