Chris Skinner's blog

Shaping the future of finance

Opinion

Some fintech firms’ marketing stinks

There’s an old saying that cropped up the other day in respect of Margaret Thatcher’s son, Mark. It was a joking reference by Margaret that her son was so clever he could sell “snow to eskimos or sand to Arabs” or, as one wag put it, arms to anyone. Anyways, it’s a message worth remembering as…

Sun headline

The future is visual banking (still)

One of the discussions I was having recently was around a future vision for banking, and the idea of branchless banking reared its ugly head again. As mentioned many times, I don’t believe in branchless banking in the future .. just less branches for banking. Anyways, this discussion veered in another direction that also rang…

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The future is visual banking (still)

One of the discussions I was having recently was around a future vision for banking, and the idea of branchless banking reared its ugly head again. As mentioned many times, I don’t believe in branchless banking in the future .. just less branches for banking. Anyways, this discussion veered in another direction that also rang…

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Banks are just data vaults

There have been several themes I’ve explored on the blog lately that are the foundations of my latest presentations: Mobile is irrelevant, it’s the behaviours that are key Money is meaningless, it’s the data that is important Capitalism is dead, we are now ruled by social capitalism  Privacy has gone and security is our greatest…

Banks are just data vaults

There have been several themes I’ve explored on the blog lately that are the foundations of my latest presentations: Mobile is irrelevant, it’s the behaviours that are key Money is meaningless, it’s the data that is important Capitalism is dead, we are now ruled by social capitalism  Privacy has gone and security is our greatest…

Fixing Our Banks: Part Two – the Bank View

As mentioned yesterday, I introduced a discussion about Fixing Our Banks this week, alongside a distinguished panel comprising: Charles Middleton, Managing Director of Triodos Bank; Seamus Gillen, Policy Director with the Institute of Chartered Secretaries and Administrators (ICSA); Dominic Hook, National Officer for Finance and Legal with the Unite union; James Daley, Head of Money…

Fixing Our Banks: Part Two – the Bank View

As mentioned yesterday, I introduced a discussion about Fixing Our Banks this week, alongside a distinguished panel comprising: Charles Middleton, Managing Director of Triodos Bank; Seamus Gillen, Policy Director with the Institute of Chartered Secretaries and Administrators (ICSA); Dominic Hook, National Officer for Finance and Legal with the Unite union; James Daley, Head of Money…

Banks only survive because of regulations

We recently celebrated the two hundredth birthday of Charles Darwin.  Darwin, the man who broke through the prejudiced views of the religious world of the Victorian era by being brave enough to say we were descended from apes and not created by God. That is a debate that still rages even today, and it is clear…

Darwin

You’ve been bacefooked

Building upon the theme that you cannot have privacy, even if you are a cybercriminal or cybersecurity expert, you cannot have privacy if you are a social media aficionado. And no greater illustration of the social media aficionado is there than Mark Zuckerburg, uberfacebook leader of the world. A man with over a billion followers, and…

FB pic

Capitalism is dead, long live capitalism

Following on from my previous two polemics: Stop talking about mobile, it's not important; and Money is meaningless I’m now moving on to the final contentious point which is that capitalism is dead. We all knew that capitalism died in 2008 when the crisis hit, or at least the Anglo-Saxon version of capitalism that was…

Haldane