Opinion

Building upon the theme that you cannot have privacy, even if you are a cybercriminal or cybersecurity expert, you cannot have privacy if you are a social media aficionado. And no greater illustration of the social media aficionado is there than Mark Zuckerburg, uberfacebook leader of the world. A man with over a billion followers, and…

Following on from my previous two polemics: Stop talking about mobile, it's not important; and Money is meaningless I’m now moving on to the final contentious point which is that capitalism is dead. We all knew that capitalism died in 2008 when the crisis hit, or at least the Anglo-Saxon version of capitalism that was…

I’ve blogged and presented about this subject many times before, so rather than repeating all that, here’s a summation with a new twist. Money is meaningless because we no longer deal in money. When we use the word money, most of us would envisage some brand new shiny, crisp notes coming out of a cash machine,…

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

In another conversation, I gained a new dimension as to how the regulatory and governmental influence is changing a bank’s outlook. I was talking with a very senior manager in a bank.  This person heads up risk, audit and compliance.  He is a member of the bank’s executive board.  A heavy hitting player. He had…

In another conversation, I gained a new dimension as to how the regulatory and governmental influence is changing a bank’s outlook. I was talking with a very senior manager in a bank.  This person heads up risk, audit and compliance.  He is a member of the bank’s executive board.  A heavy hitting player. He had…

No, it’s not about flagellation and sado-masochism, although the current regulatory regime is not far off that.  It’s also true that the regulatory regime is pretty mind-boggling these days, with fifty shades of interpretation of fifty shades of law.   This was made clear to me in dialogue with a group of European banks involved in…