Chris Skinner's blog

Shaping the future of finance

Opinion

Stop talking about mobile, it’s not important

My latest presentation is apparently a polemic. That’s what my colleague said yesterday, when I said that my new presentation has three themes: Mobile is irrelevant; Money is meaningless; and Capitalism is dead. I wondered what she meant by polemic, so checked out the definitions online and Wikipedia defines it quite well: a polemic is…

Stop talking about mobile, it’s not important

My latest presentation is apparently a polemic. That’s what my colleague said yesterday, when I said that my new presentation has three themes: Mobile is irrelevant; Money is meaningless; and Capitalism is dead. I wondered what she meant by polemic, so checked out the definitions online and Wikipedia defines it quite well: a polemic is…

Try to destroy yourself … and then do it

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

First digital camera

Try to destroy yourself … and then do it

One of the panellists at this week’s conference said that he employed twenty people whose sole duty was to find a way to destroy the business. I liked the idea of that.  It is a strong and emotive statement.  But what did he mean? “I employ twenty people in my innovation department who purely look…

First digital camera

Regulators are cutting their nose off to spite their face

In another conversation, I gained a new dimension as to how the regulatory and governmental influence is changing a bank’s outlook. I was talking with a very senior manager in a bank.  This person heads up risk, audit and compliance.  He is a member of the bank’s executive board.  A heavy hitting player. He had…

Voldemort

Regulators are cutting their nose off to spite their face

In another conversation, I gained a new dimension as to how the regulatory and governmental influence is changing a bank’s outlook. I was talking with a very senior manager in a bank.  This person heads up risk, audit and compliance.  He is a member of the bank’s executive board.  A heavy hitting player. He had…

Voldemort

Fifty Shades of Law: America, Banking and World War III

No, it’s not about flagellation and sado-masochism, although the current regulatory regime is not far off that.  It’s also true that the regulatory regime is pretty mind-boggling these days, with fifty shades of interpretation of fifty shades of law.   This was made clear to me in dialogue with a group of European banks involved in…

George-w-bush

Fifty Shades of Law: America, Banking and World War III

No, it’s not about flagellation and sado-masochism, although the current regulatory regime is not far off that.  It’s also true that the regulatory regime is pretty mind-boggling these days, with fifty shades of interpretation of fifty shades of law.   This was made clear to me in dialogue with a group of European banks involved in…

George-w-bush

2013: an Economic Outlook

OK, OK, it’s time to get down to the real business of blogging, banking and bonuses.  As per my usual form, here are four specific forecasts for the economic movements of 2013: The USA is a solid rock (but) South America is the place to be China becomes a hot consumer market The Eurozone stays…

Growth8

Were Skinner’s 2012 predictions correct?

At the start of the year, I always make a few predictions about what will happen in the following year.  Watch this blog in January for 2013’s predictions.  But what were the predictions for 2012? Well Economically, I made the following forecasts: Asia’s light continues to shine, but not quite as bright American equities is the place…