Chris Skinner's blog

Shaping the future of finance

Payments

Barclaycard contactless strikes again

Following on from their campaign using the waterslide to promote their contactless cards, Barclaycard strikes again. This time it was a surprise that popped out as I was looking through the shelves of our local newspaper shop. Eyeing the shelves, this week's Retail Week stood out.  It's not a magazine I would normally buy, but there…

Barclaycard_1

Numbers Part 17: Mobile Money

Just found a few numbers on mobile money users and thought it worth sharing: The market for mobile applications, or apps, will become "as big as the internet", peaking at 10 million apps in 2020 according to Symbian. CGAP produced a recent survey on Financial Access and found that there are 6.2 billion bank accounts…

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Cloud Computing needs better definition to succeed

We released results of our Cloud Computing survey today which finds that there is a clear need for Cloud Computing in financial institutions, especially capital markets which are highly technology driven. More than half of respondents from capital markets say IT is driving Cloud Computing compared to just a quarter of retail respondents but, overall,…

Cisco

Payments in the Cloud

We’ve got our cloud computing meeting tonight, and many of you may wonder what the hell all that is about. Well, cloud is the big buzz in the tech sector because it’s new, glitzy, sexy and brings together all the stuff that’s gone before. From the old days of bureaux and mainframes, through outsourcing, SaaS…

One step ahead of the card fraudsters

The UK Payments Administration released the latest fraud figures today (doubleclick to enlarge):   This shows general card fraud is down 23% to £232.8 million in the first half of 2009 although, of concern, will be the fact that online fraud is increasing at a rapid click (55%) year-on-year.  This rise in cardholder not present…

FraudQ209

One step ahead of the card fraudsters

The UK Payments Administration released the latest fraud figures today (doubleclick to enlarge):   This shows general card fraud is down 23% to £232.8 million in the first half of 2009 although, of concern, will be the fact that online fraud is increasing at a rapid click (55%) year-on-year.  This rise in cardholder not present…

FraudQ209

What is Innovation in Payments (Part Two)

Last week, I blogged about innovations in payments from a consumer’s perspective, and followed it up yesterday with an ancillary note. In this second part, I thought I would take a closer look at what is innovatory in the corporate world of payments. Many of us would immediately start talking about e-invoicing, supply chains and…

RBS, Gary

Escape with Phones4U

Just got a really interesting note about a new MasterCard from Phones4U.  It’s called the ‘Escape‘ Card and focuses upon migrant worker remittances.  What’s interesting is that it has been launched by the mobile phone shop Phones4U, a completely non-bank non-carrier operation that is just a pure retailer of mobile telephony. Here’s the shortened write-up:…

Escape with Phones4U

Just got a really interesting note about a new MasterCard from Phones4U.  It’s called the ‘Escape‘ Card and focuses upon migrant worker remittances.  What’s interesting is that it has been launched by the mobile phone shop Phones4U, a completely non-bank non-carrier operation that is just a pure retailer of mobile telephony. Here’s the shortened write-up:…

Escape with Phones4U

Just got a really interesting note about a new MasterCard from Phones4U.  It’s called the ‘Escape‘ Card and focuses upon migrant worker remittances.  What’s interesting is that it has been launched by the mobile phone shop Phones4U, a completely non-bank non-carrier operation that is just a pure retailer of mobile telephony. Here’s the shortened write-up:…