Chris Skinner's blog

Shaping the future of finance

Payments

The danger that SEPA may not happen

I was invited to a conference this week and given the title of the talk as: “Why there’s a very real danger that SEPA may not happen”. As a good European who believes in the PSD and SEPA, I declined to discuss this and invited my long-time acquaintance Sir Jonathan Brit to speak on my…

Using mobiles as a financial channel

On May 28th, the Financial Services Club is holding the second joint meeting with Intellect on Technology Trends – the first was in March and focused upon low latency – sponsored by Speechly Bircham. This meeting will focus upon mobile as a financial channel. The idea of mobile financial services has been a hot topic…

Girls, games and gambling

David Birch and I cross paths regularly and he kindly spoke to the Financial Services Club recently about the future of money. For those who don’t know him, David is a Grade-A Geek. Not my description of him, but the description of the Independent newspaper from an article in 2004 and, judging by this photo…

David Birch, fashion week

Girls, games and gambling

David Birch and I cross paths regularly and he kindly spoke to the Financial Services Club recently about the future of money. For those who don’t know him, David is a Grade-A Geek. Not my description of him, but the description of the Independent newspaper from an article in 2004 and, judging by this photo…

David Birch, fashion week

Why mobile banking has taken so long

I had a call the other day about the success of Chip & PIN. This is because of the latest fraud figures from APACS, which shows UK retailer fraud shrank from £73.2 million in 2005 to £37.5 million in 2008.  This year, merchant fraud has risen 26% to £47.4 million, the largest jump in criminal…

Why mobile banking has taken so long

I had a call the other day about the success of Chip & PIN. This is because of the latest fraud figures from APACS, which shows UK retailer fraud shrank from £73.2 million in 2005 to £37.5 million in 2008.  This year, merchant fraud has risen 26% to £47.4 million, the largest jump in criminal…

A Directory of Social Finance

A few people have said to me that they find it hard to navigate around all the ideas on social finance I've written recently, so here's a non-exhaustive compendium: Social Finance Social Finance In Banking View more documents from Chris Skinner Banks ignore social media at their perilSocial networks don't need banks, they need friendsSocial…

A Directory of Social Finance

A few people have said to me that they find it hard to navigate around all the ideas on social finance I've written recently, so here's a non-exhaustive compendium: Social Finance Social Finance In Banking View more documents from Chris Skinner Banks ignore social media at their perilSocial networks don't need banks, they need friendsSocial…

PayPal’s mobile glitch

PayPal, the consummate internet payments goliath, had a little hiccup today. I was logging on as usual when the first screen asked if I would like to sign up for their mobile payment security service.  This is where a one-time password (OTP) is generated as a text message each time you make a payment, and…

PayPal1

A Blankety-Blank Cheque Book and Pen!

I am so, so, so, sooooooo saaaddddd! My wife actually accuses me of being a banking geek junkie, which shows just how sad I am. How sad am I? Well, there was a classic old gameshow in Britain that ran through the 1980's and 1990's called Blankety Blank.  It was a cheap BBC show that…

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